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4103 Loretto Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4103 Loretto Ave, Sebring, FL 33872 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,208 sqft Living Area
Lot Size10,076 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$268,000 (2023)
Tax Bill$2,998.00 (2024)

Property Details

APN / Parcel Number

Primary APNC044805006300190
Alternative APN
  • C-04-34-28-050-0630-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,208 sqft Living Area
Gross Area1,516 sqft Gross Area
1st Floor1,208 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,076 sqft (0.231 acres)
Depth X Width125 ft x 80 ft Depth x Width
Driveway1 Driveway
Driveway Area459 sqft Driveway
Garage TypeAttached Garage
Garage Area308 sqft Garage
Patio Area120 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4103 LORETTO AVE
CitySEBRING
StateFL
Zip33872-1972
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 19 BLK 63
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block63
Legal Lot Number19
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup2
Census Block2091
Census Tract960503

Owner

Source: Highlands County records · APN C044805006300190

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4103 LORETTO AVE, SEBRING, FL 33872-1972
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Mar 09, 2023Correction Deed
Mar 09, 2023Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Sep 15, 2022Correction Deed
May 20, 2022Deed, Transfer
Oct 26, 2020Tax Deed, Foreclosure
NOT AVAILABLE
Oct 26, 2020Tax Deed, Transfer
NOT AVAILABLE
Oct 26, 2020Tax Deed, Transfer
NOT AVAILABLE
Oct 26, 2020Tax Deed, Transfer
NOT AVAILABLE
Oct 26, 2020Tax Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2023 · Amount on Record
Deed SaleDec 19, 2023 · Amount on Record
Prior SaleMar 09, 2023 · Amount on Record
Deed Doc Number20232183075
Deed Book / Page3016 / 1474
Prior Transfer DateFeb 21, 2023
Prior Transfer Doc0002140263
Record RefreshedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 19, 2023
Property Address4103 LORETTO AVE, SEBRING, FL 33872-1972
Document Number0002183075
Book / Page3016 / 1474
Map ReferenceMB 9 PG 51
Instrument DateDec 14, 2023
Instrument2183075
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyCLA TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,876.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3001 S OCEAN DR APT 1543, 1543, HOLLYWOOD, FL 33019-2875

Transferred To (Grantee/Buyer)

NameVerified Name
Address4103 LORETTO AVE, SEBRING, FL 33872-1972

Mortgage

Document Number0030161476
DateDec 19, 2023
Instrument3016/1476
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0002183077
DateDec 19, 2023
Book Page3016/1499
Instrument2183077
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateMar 09, 2023
Property Address4103 LORETTO AVE, SEBRING, FL 33872-1972
Document Number0002140263
Book / Page2961 / 1048
Map ReferenceMB 9 PG 51
Instrument DateFeb 21, 2023
Instrument2140263
Record UpdatedJan 30, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

NameVerified Name
Address5700 GRANADA BLVD, SEBRING, FL 33872-2328

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 09, 2023
Property Address4103 LORETTO AVE, SEBRING, FL 33872-1972
Document Number0002140264
Book / Page2961 / 1049
Map ReferenceMB 9 PG 51
Instrument DateJan 20, 2023
Instrument2140264
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5700 GRANADA BLVD, SEBRING, FL 33872-2328

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 NE 194TH ST, MIAMI, FL 33180-2128

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateSep 15, 2022
Property Address4103 LORETTO AVE, SEBRING, FL 33872-1972
Document Number0002115173
Book / Page2931 / 449
Map ReferenceMB 9 PG 51
Instrument DateSep 14, 2022
Instrument2115173
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

NameVerified Name
Address5700 GRANADA BLVD, SEBRING, FL 33872-2328

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionHIGHLANDS FL
Recording DateMay 20, 2022
Property Address4103 LORETTO AVE, SEBRING, FL 33872-1972
Document Number0002095126
Book / Page2906 / 1363
Map ReferenceMB 9 PG 51
Instrument DateMay 19, 2022
Instrument2095126
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
Tax$118.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

NameVerified Name
Address5700 GRANADA BLVD, SEBRING, FL 33872-2328

October 2020: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2020
Property Address4103 LORETTO AVE, SEBRING, FL 33872
Document Number0002003935
Book / Page002780 / 000570
Instrument DateOct 23, 2020
Instrument2003935
Transaction TypeForeclosure
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2020: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2020
Property Address4103 LORETTO AVE, SEBRING, FL 33872
Document Number0002003943
Book / Page002780 / 000578
Instrument DateOct 23, 2020
Instrument2003943
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressSEBRING FL, SEBRING, FL

October 2020: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2020
Property Address4103 LORETTO AVE, SEBRING, FL 33872
Document Number0002003937
Book / Page002780 / 000572
Instrument DateOct 23, 2020
Instrument2003937
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2020: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2020
Property Address4103 LORETTO AVE, SEBRING, FL 33872
Document Number0002003950
Book / Page002780 / 000588
Instrument DateOct 23, 2020
Instrument2003950
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2020: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionHIGHLANDS FL
Recording DateOct 26, 2020
Property Address4103 LORETTO AVE, SEBRING, FL 33872
Document Number0002003953
Book / Page002780 / 000591
Instrument DateOct 23, 2020
Instrument2003953
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$193,604 (+1,513.37%) Land $22,000 Building $171,604$193,604 (+1,513.37%) Land $22,000 Building $171,604
2024$2,998.00 (+535.17%)
2023$472.00 (+1,715.38%)$12,000 (+1%) Land $12,000$12,000 (+1%) Land $12,000
2022$26.00 Additional exemption filed$6,000 Land $6,000$6,000 Land $6,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 329 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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