Highlands County property record for 4108 Loretto Ave, Sebring, FL 33872
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.231 acres (10,079 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Sep 2020) |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Aug 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044805006000130 |
| Primary APN | C044805006000130 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,079 sqft (0.231 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Street Address | 4108 LORETTO AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1917 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 13 BLK 60 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 60 |
| Legal Lot Number | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2144 |
| Census Tract | 960503 |
Source: Highlands County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | CALLE LOS SAUCOS 176 URB, SANTIAGO DE SURCO, PE |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Aug 15, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 1, 2017 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 20202772377 |
| Deed Book / Page | 2772 / 377 |
| Prior Transfer Date | Jan 28, 2004 |
| Prior Transfer Doc | 0001236924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 4108 LORETTO AVE, SEBRING, FL 33872-1917 |
| Document Number | 0001998135 |
| Book / Page | 002772 / 000377 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 1998135 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $224.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 15, 2017 |
| Property Address | 4108 LORETTO AVE, SEBRING, FL 33872-1917 |
| Document Number | 0001862802 |
| Book / Page | 002594 / 001320 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 1862802 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $31.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5356 NW 200TH TER MIAMI GARDENS FL 330554656, MIAMI GARDENS, FL 33055-4656 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 4108 LORETTO AVE, SEBRING, FL 33872-1917 |
| Document Number | 0001841035 |
| Book / Page | 002564 / 000993 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 1841035 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $8.61 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5306 SUN N LAKE BLVD SEBRING FL 338722114, SEBRING, FL 33872-2114 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $649.00 (+256.59%) | $22,000 (+83.33%) Land $22,000 | $22,000 (+83.33%) Land $22,000 |
| 2024 | $182.00 (+28.17%) | ||
| 2023 | $142.00 (+33.96%) | $12,000 (+1%) Land $12,000 | $12,000 (+1%) Land $12,000 |
| 2022 | $106.00 | $6,000 Land $6,000 | $6,000 Land $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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