4100 Loretto Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4100 Loretto Ave, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,317 sqft Living Area
Lot Size	10,079 sqft (0.231 acres)
Garage	Finished, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$3,477.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C044805006000120`
Alternative APN	`C-04-34-28-050-0600-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,317 sqft Living Area
1st Floor	1,851 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,079 sqft (0.231 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Driveway	1 Driveway
Driveway Area	400 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage
Patio Area	132 sqft Patio
Porch	Enclosed Porch
Porch Area	292 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C044805006000120
Street Address	4100 LORETTO AVE
City	SEBRING
State	FL
Zip	33872-1917
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 12 BLK 60
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	60
Legal Lot Number	12
Jurisdiction	HIGHLANDS FL
Minor Civil Division	AVON PARK
Census Blockgroup	2
Census Block	2144
Census Tract	960503

Owner

Source: Highlands County records · APN C044805006000120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4100 LORETTO AVE, SEBRING, FL 33872-1917
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Dec 27, 2023 · Amount on Record
Last Transfer Date	Jan 27, 2025
Transfer Doc	0002241283
Record Refreshed	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 27, 2023
Property Address	4100 LORETTO AVE, SEBRING, FL 33872-1917
Document Number	0002183734
Book / Page	3017 / 1216
Map Reference	MB 9 PG 51
Instrument Date	Dec 14, 2023
Instrument	2183734
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	778 MILDRED AVE, LORAIN, OH 44052-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 LORETTO AVE, SEBRING, FL 33872-1917

Mortgage

Document Number	0002183735
Date	Dec 27, 2023
Book Page	3017/1221
Instrument	2183735

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,922 (+0.34%) Land $22,000 Building $199,922	$221,922 (+0.34%) Land $22,000 Building $199,922
2024	$3,477.00 (+3.79%)
2023	$3,350.00 (+249.69%)	$221,173 (+162.38%) Land $12,000 Building $209,173	$221,173 (+17.79%) Land $12,000 Building $209,173
2022	$958.00 Homeowner's exemption Widower's exemption	$84,296	$187,766 Land $6,000 Building $181,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 329 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.