Buchanan County property record for 4115 River Rd, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 2,100 sqft · built 1967 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Nov 2014) |
| Tax Bill | $986 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| APN | 03-9.0-31-002-000-006.001 |
| Primary APN | 03-9.0-31-002-000-006.001 |
|---|
| Building Area | 2,100 sqft Base Area |
|---|---|
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 146 ft deep x 147 ft wide |
| Street Address | 4115 RIVER RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 31-58-35NWSUB:ELLINGER TRACT LOT:PART OF 9 BLK:LGL DESC: COMM SE COR L 9 N 134' TO POB TH N 146' W 147' S 146 TH E 147' TO POB TOG W/EASE |
| Legal Range | 35W |
| Legal Township | 58N |
| Legal Section | 31 |
| Legal Subdivision | ELLINGER TRACT |
| Legal Lot Number | 9 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 300 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1101 GARFIELD AVE, SAINT JOSEPH, MO 64503-2962 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2014 · Amount on Record |
| Deed Sale | Nov 24, 2014 · Amount on Record |
| Prior Sale | May 9, 2014 |
| Deed Document Number | 201411966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 4115 RIVER RD, SAINT JOSEPH, MO 64505-3214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4115 RIVER RD, SAINT JOSEPH, MO 64505-3214 |
| Document Number | 3757/649 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3757/649 |
| Instrument | 2021000281 |
| Name | GOETZ CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT JOSEPH, MO 64501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 16, 2040 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 | $14,130 (+6.08%) Land $950 Building $13,180 | $74,380 (+6.12%) Land $5,000 Building $69,380 |
| 2024 | $986.00 (+15.59%) | ||
| 2023 | $853.00 (+45.07%) | $13,320 (+46.53%) Land $950 Building $12,370 | $70,090 (+46.57%) Land $5,000 Building $65,090 |
| 2022 | $588.00 | $9,090 Land $950 Building $8,140 | |
| 2021 | $47,820 Land $5,000 Building $42,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 53 (1984–2019) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: KWIKOM Communications, St Joe Wireless.
5G (outdoors only) and 4G LTE
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