4012 River Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4012 River Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	3,040 sqft · built 1940
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Jul 2020 Transfer Apr 2017 Sale
APN	`03-9.0-31-002-000-009.001`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-31-002-000-009.001`

Interior

Building Area	3,040 sqft Base Area
1st Floor Area	3,040 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	222 ft deep x 162 ft wide

Location & Zoning

Street Address	4012 RIVER RD
City	SAINT JOSEPH
State	MO
Zip	64505-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	31-58-35NWSUB:ELLINGER TRACT LOT:6 BLK:LGL DESC:ADJ LOT 5
Legal Range	35W
Legal Township	58N
Legal Section	31
Legal Subdivision	ELLINGER TRACT
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4012 RIVER RD, SAINT JOSEPH, MO 64505-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 6, 2020
Property Address	4012 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	003750/391
Book / Page	3750 / 391
Instrument Date	Apr 28, 2020
Instrument	2020005548
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4012 RIVER RD, SAINT JOSEPH, MO 64505-3211

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2017
Property Address	4012 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	2017003199
Instrument Date	Apr 30, 2013
Instrument	2017003199
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 LAKESIDE DR, SAINT JOSEPH, MO 64503-2242
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00	$26,330 (+6.04%) Land $1,900 Building $24,430	$138,590 (+6.04%) Land $10,000 Building $128,590
2024	$1,838.00 (+15.45%)
2023	$1,592.00 (+32.01%)	$24,830 (+33.21%) Land $1,900 Building $22,930	$130,700 (+33.2%) Land $10,000 Building $120,700
2022	$1,206.00	$18,640 Land $1,900 Building $16,740
2021			$98,120 Land $10,000 Building $88,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: KWIKOM Communications, St Joe Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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