4002 River Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4002 River Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1996
Lot Size	0.331 acres (14,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Apr 2021)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2021 Sale
APN	`03-9.0-31-002-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-31-002-000-016.000`

Interior

Building Area	1,584 sqft Base Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	14,438 sqft (0.331 acres)
Lot Dimensions	96 ft deep x 150 ft wide

Location & Zoning

Street Address	4002 RIVER RD
City	SAINT JOSEPH
State	MO
Zip	64505-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	31-58-35NWSUB: LOT: BLK:LGL DESC:FROM A PT ON N/L NW4 ON W/L COUNTY RD S 0 DEG 12' 55 W 1862.05' TH N 89 DEG 47' 05 W PARL TO N/L OF NW4 788.95' TH S 17 DEG 12' 55 W 46.5' FOR POB CONT S 17 DEG 12' 55 W 150.4' TO NE COR OF TR TO COMBS TH N 72 DEG 35'
Legal Range	35W
Legal Township	58N
Legal Section	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1101 GARFIELD AVE, SAINT JOSEPH, MO 64503-2962
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit WELLS BANK OF PLATTE CITY
Apr 15, 2021	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	20213740
Deed Book / Page	3761 / 90
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4002 RIVER RD, SAINT JOSEPH, MO 64505-3211
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4004 RIVER RD, SAINT JOSEPH, MO 64505-3226

Mortgage

Document Number	003779/136
Date	Aug 11, 2022
Book Page	3779/136
Instrument	2022007754

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 15, 2021
Property Address	4002 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	0003761/90
Book / Page	3761 / 90
Instrument Date	Apr 14, 2021
Instrument	2021003740
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1101 GARFIELD AVE, SAINT JOSEPH, MO 64503-2962

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00 (+0.03%)	$52,360 (+7.23%) Land $1,900 Building $50,460	$275,580 (+7.22%) Land $10,000 Building $265,580
2024	$3,645.00 (+16.79%)
2023	$3,121.00 (-0.7%)	$48,830 (-) Land $1,900 Building $46,930	$257,020 (-) Land $10,000 Building $247,020
2022	$3,143.00	$48,830 Land $1,900 Building $46,930
2021			$257,020 Land $10,000 Building $247,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: KWIKOM Communications, St Joe Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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