4010 River Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4010 River Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	644 sqft · built 1942
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$441 (2025)
Deeds & Mortgages	Jul 2025 Sale Aug 2018 Transfer + 3 more
APN	`03-9.0-31-002-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-31-002-000-009.000`

Interior

Building Area	644 sqft Base Area
1st Floor Area	644 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	256 ft deep x 77.3 ft wide

Location & Zoning

Street Address	4010 RIVER RD
City	SAINT JOSEPH
State	MO
Zip	64505-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	31-58-35NWSUB:ELLINGER TRACT LOT:4 BLK:LGL DESC:ADJ LOT 4 LLA BK4 PG17
Legal Range	35W
Legal Township	58N
Legal Section	31
Legal Subdivision	ELLINGER TRACT
Legal Lot Number	4-6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Deed, Transfer FIRST AMERICAN TITLE
Apr 13, 2017	Deed, Transfer FIRST AMERICAN TITLE
Apr 13, 2017	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Prior Sale	Apr 13, 2017
Deed Document Number	20255549
Deed Book / Page	3809 / 519
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 21, 2025
Property Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	003809/519
Book / Page	3809 / 519
Instrument Date	Jul 9, 2025
Instrument	2025005549
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Investor	Possibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 17, 2018
Property Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	003701/721
Book / Page	3701 / 721
Instrument Date	Aug 15, 2018
Instrument	2018007538
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GARFIELD AVE, SAINT JOSEPH, MO 64503-2962

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2017
Property Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	2017003200
Instrument Date	Apr 28, 2015
Instrument	2017003200
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 GARFIELD AVE, SAINT JOSEPH, MO 64503-2962

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2017
Property Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	2017003198
Instrument Date	Apr 30, 2013
Instrument	2017003198
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 LAKESIDE DR, SAINT JOSEPH, MO 64503-2242

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2017
Property Address	4010 RIVER RD, SAINT JOSEPH, MO 64505-3211
Document Number	2017003198
Instrument Date	Apr 30, 2013
Instrument	2017003198
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 LAKESIDE DR, SAINT JOSEPH, MO 64503-2242

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 (+0.23%)	$6,280 (+6.26%) Land $950 Building $5,330	$33,060 (+6.27%) Land $5,000 Building $28,060
2024	$440.00 (+15.49%)
2023	$381.00 (-0.78%)	$5,910 (-) Land $950 Building $4,960	$31,110 (-) Land $5,000 Building $26,110
2022	$384.00	$5,910 Land $950 Building $4,960
2021			$31,110 Land $5,000 Building $26,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: KWIKOM Communications, St Joe Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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