St. Louis County property record for 4115 Lombard St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,176 sqft · built 1957 |
| Lot Size | 0.151 acres (6,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2013) |
| Tax Bill | $3,894 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-02085 |
| Primary APN | 010-2960-02085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Gross Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 588 sqft |
| Finished Basement | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,580 sqft (0.151 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 394 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 957535 |
|---|---|
| Street Address | 4115 LOMBARD ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 47 FT SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2960-02085
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4115 LOMBARD ST, DULUTH, MN 55804-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit PARK STATE BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE BK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2013 · Amount on Record |
| Deed Sale | Sep 18, 2013 · Amount on Record |
| Deed Document Number | 2013936297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 09, 2026 |
| Property Address | 4115 LOMBARD ST, DULUTH, MN 55804-2212 |
| Document Number | 0001100343 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20261100343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4115 LOMBARD ST, DULUTH, MN 55804-2212 |
| Document Number | 0001100343, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 20261100343 |
| Name | PARK STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4115 LOMBARD ST, DULUTH, MN 55804-2212 |
| Document Number | 00T1027931 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4115 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212 |
| Document Number | 00T1027931 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | T1027931 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4115 LOMBARD ST, DULUTH, MN 55804-2212 |
| Document Number | 00T1015937 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4115 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212 |
| Document Number | 00T1015937 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | T1015937 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 06, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,894.00 (+7.33%) Homeowner's exemption | ||
| 2025 | $3,628.00 (+12.32%) Homeowner's exemption | $300,800 (+6.4%) Land $45,000 Building $255,800 | $300,800 (+6.4%) Land $45,000 Building $255,800 |
| 2024 | $3,230.00 | $282,700 (+27.4%) Land $43,400 Building $239,300 | $282,700 (+27.4%) Land $43,400 Building $239,300 |
| 2022 | $221,900 Land $33,400 Building $188,500 | $221,900 Land $33,400 Building $188,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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