4115 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4115 Lombard St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,176 sqft · built 1957
Lot Size0.151 acres (6,580 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Sep 2013)
Tax Bill$3,894 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-2960-02085

Property Details

APN / Parcel Number

Primary APN010-2960-02085
Alternative APN
  • 957535

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,176 sqft Gross Area
1st Floor Area1,176 sqft
Basement Area588 sqft
Finished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Lot Area6,580 sqft (0.151 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck Area394 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number957535
Street Address4115 LOMBARD ST
CityDULUTH
StateMN
Zip55804-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 47 FT SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block9
Legal Lot Number13
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1019
Census Tract600

Owner

Source: St. Louis County records · APN 010-2960-02085

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4115 LOMBARD ST, DULUTH, MN 55804-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2026Deed of Trust, Mortgage · Line of Credit
PARK STATE BANK
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE BK
Sep 23, 2019Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Deed Document Number2013936297
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateApr 09, 2026
Property Address4115 LOMBARD ST, DULUTH, MN 55804-2212
Document Number0001100343
Instrument DateMar 20, 2026
Instrument20261100343
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 LOMBARD ST, DULUTH, MN 55804-2212

Mortgage

Document Number0001100343,
DateApr 09, 2026
Instrument20261100343
Lender
NamePARK STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 20, 2036
Interest
Rate6.01%
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4115 LOMBARD ST, DULUTH, MN 55804-2212
Document Number00T1027931
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4115 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212

Mortgage

Document Number00T1027931
DateAug 25, 2020
InstrumentT1027931
Lender
NameLAKE BK
TypeBank
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 24, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4115 LOMBARD ST, DULUTH, MN 55804-2212
Document Number00T1015937
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4115 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212

Mortgage

Document Number00T1015937
DateOct 07, 2019
InstrumentT1015937
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 06, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,894.00 (+7.33%) Homeowner's exemption
2025$3,628.00 (+12.32%) Homeowner's exemption$300,800 (+6.4%) Land $45,000 Building $255,800$300,800 (+6.4%) Land $45,000 Building $255,800
2024$3,230.00$282,700 (+27.4%) Land $43,400 Building $239,300$282,700 (+27.4%) Land $43,400 Building $239,300
2022$221,900 Land $33,400 Building $188,500$221,900 Land $33,400 Building $188,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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