4101 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4101 Lombard St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,008 sqft · built 1949
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$220,500 (Jul 2020)
Tax Bill	$3,346 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2960-02110`

Property Details

APN / Parcel Number

Primary APN	`010-2960-02110`
Alternative APN	`1091858`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Deck Area	50 sqft
Patio Area	240 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1091858
Street Address	4101 LOMBARD ST
City	DULUTH
State	MN
Zip	55804-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0016 BLOCK:009 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	9
Legal Lot Number	16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1019
Census Tract	600

Owner

4101 Lombard St is owned and occupied by an individual who bought it in July 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4101 LOMBARD ST, DULUTH, MN 55804-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	20201025301
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2020
Property Address	4101 LOMBARD ST, DULUTH, MN 55804-2212
Document Number	00T1025301
Instrument Date	Jun 23, 2020
Instrument	T1025301
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212

Mortgage

Document Number	T1025302
Date	Jul 1, 2020
Instrument	T1025302

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4101 LOMBARD ST, DULUTH, MN 55804-2212
Document Number	00T1008259
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212

Mortgage

Document Number	00T1008259
Date	Mar 4, 2019
Instrument	T1008259

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 3, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 4101 Lombard St was $3,346 with a homeowner's exemption, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,346.00 (+7.24%) Homeowner's exemption
2025	$3,120.00 (-2.44%) Homeowner's exemption	$265,100 (+6.81%) Land $47,800 Building $217,300	$265,100 (+6.81%) Land $47,800 Building $217,300
2024	$3,198.00	$248,200 Land $45,000 Building $203,200	$248,200 Land $45,000 Building $203,200
2022		$217,700 Land $34,700 Building $183,000	$217,700 Land $34,700 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 Lombard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Lombard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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