4110 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4110 Lombard St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1950
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Sep 2026)
Tax Bill	$2,954 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-01090`

Property Details

APN / Parcel Number

Primary APN	`010-2960-01090`
Alternative APN	`995601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	624 sqft Gross Area
1st Floor Area	624 sqft
Basement Area	156 sqft
Finished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)
Garage Area	364 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	28 sqft
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	995601
Street Address	4110 LOMBARD ST
City	DULUTH
State	MN
Zip	55804-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 AND WLY 1/2 OF OF LOT 4 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	600

Owner

4110 Lombard St is owned by an individual who bought it in September 2026.

Source: St. Louis County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4221 LOMBARD ST, DULUTH, MN 55804-2214
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MINERS NATIONAL BANK/EVELETH
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MINERS NATIONAL BANK/EVELETH
Nov 4, 2020	Deed of Trust, Mortgage BELL BK
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit BELL BK
Sep 12, 2019	Warranty Deed, Transfer · Line of Credit REPUBLIC BK
Nov 4, 2020	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 17, 2026 · Amount on File
Deed Document Number	20261541180
Prior Transfer Date	Jun 7, 2010
Prior Transfer Doc	0001138007
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2026
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	0001541180
Instrument Date	Sep 17, 2026
Instrument	20261541180
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	ST LOUIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,159.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 LOMBARD ST, DULUTH, MN 55804-2214

Mortgage

Document Number	0001541181,
Date	Sep 28, 2026
Instrument	20261541181

Lender

Name	MINERS NATIONAL BANK/EVELETH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2026
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	0001106062
Instrument Date	Jul 28, 2026
Instrument	20261106062
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	ST LOUIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,159.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4221 LOMBARD ST, DULUTH, MN 55804-2214

Mortgage

Document Number	0001106063,
Date	Sep 17, 2026
Instrument	20261106063

Lender

Name	MINERS NATIONAL BANK/EVELETH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	00T1031765
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 MAPLE GROVE RD DULUTH MN 558111828, DULUTH, MN 55811-1828

Mortgage

Document Number	00T1031765
Date	Nov 6, 2020
Instrument	T1031765

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	00A1395720
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 MAPLE GROVE RD DULUTH MN 558111828, DULUTH, MN 55811-1828

Mortgage

Document Number	00A1395720
Date	Nov 12, 2020
Instrument	A1395720

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 11, 2030

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 12, 2019
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	00T1014971
Instrument Date	Aug 21, 2019
Instrument	T1014971
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 MAPLE GROVE RD HAZEL GREEN WI 53811, HAZEL GREEN, WI 53811

Mortgage

Document Number	T1014972
Date	Sep 12, 2019
Instrument	T1014972

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 4, 2020
Property Address	4110 LOMBARD ST, DULUTH, MN 55804-2211
Document Number	00A1395140
Instrument Date	Aug 21, 2019
Instrument	A1395140
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1735 MAPLE GROVE RD DULUTH MN 558111828, DULUTH, MN 55811-1828

Tax Assessment & Valuation

The 2026 property tax bill for 4110 Lombard St was $2,954, up 6.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,954.00 (+6.34%)
2025	$2,778.00 (+14.13%)	$213,600 (+6%) Land $57,400 Building $156,200	$213,600 (+6%) Land $57,400 Building $156,200
2024	$2,434.00	$201,500 Land $55,400 Building $146,100	$201,500 Land $55,400 Building $146,100
2022		$157,400 Land $42,600 Building $114,800	$157,400 Land $42,600 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4110 Lombard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4110 Lombard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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