4125 Lombard St, Duluth, MN 55804 Property Records

St. Louis County property record for 4125 Lombard St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,456 sqft · built 1903
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Mar 2014)
Tax Bill	$4,844 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2960-02050`

Property Details

APN / Parcel Number

Primary APN	`010-2960-02050`
Alternative APN	`1122393`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	7,000 sqft (0.16 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	207 sqft
Deck Area	162 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1122393
Street Address	4125 LOMBARD ST
City	DULUTH
State	MN
Zip	55804-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:009 SERIAL #
Legal Subdivision	LONDON ADDITION
Legal Block	9
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1019
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	833 NEILSON ST, BERKELEY, CA 94707-1815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2014 · Amount on Record
Deed Sale	Mar 25, 2014 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	20141234993
Prior Transfer Date	Dec 22, 2013
Prior Transfer Doc	0001234992
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 9, 2021
Property Address	4125 LOMBARD ST, DULUTH, MN 55804-2212
Document Number	0001432026
Instrument Date	Dec 1, 2021
Instrument	1432026
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 NEILSON ST, BERKELEY, CA 94707-1815

Mortgage

Document Number	0001432027
Date	Dec 9, 2021
Instrument	1432027

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4125 LOMBARD ST, DULUTH, MN 55804-2212
Document Number	00A1384346
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4125 LOMBARD ST DULUTH MN 558042212, DULUTH, MN 55804-2212

Mortgage

Document Number	00A1384346
Date	Jul 6, 2020
Instrument	A1384346

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,844.00 (+6.79%)
2025	$4,536.00 (+8.46%)	$351,400 (+6.39%) Land $47,800 Building $303,600	$351,400 (+6.39%) Land $47,800 Building $303,600
2024	$4,182.00	$330,300 (+22.88%) Land $46,100 Building $284,200	$330,300 (+22.88%) Land $46,100 Building $284,200
2022		$268,800 Land $35,500 Building $233,300	$268,800 Land $35,500 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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