411 Stroud Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 411 Stroud Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1958
Lot Size	0.378 acres (16,470 sqft)
Owner	Individual Name on Record
Tax Bill	$1,603 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21596`

Property Details

APN / Parcel Number

Primary APN	`21596`
Alternative APN	`6983601`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	16,470 sqft (0.378 acres)
Lot Dimensions	183 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	234 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	6983601
Street Address	411 STROUD RD
City	SHELBY
State	NC
Zip	28152-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#7 PB749 V.F.HAMRICK SD
Legal Subdivision	HAMRICK
Legal Block	2
Legal Lot Number	19
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 STROUD RD, SHELBY, NC 28152-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	411 STROUD RD, SHELBY, NC 28152-5150
Document Number	0017761022
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 STROUND RD SHELBY NC 28152, SHELBY, NC 28152

Mortgage

Document Number	0017761022
Date	Sep 21, 2018
Book Page	001776/001022
Instrument	18221

Lender

Name	HOME TRUST BANK
Address	PO BOX 10, ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,603.00 (+2.69%)	$156,908 (-) Land $19,800 Building $137,108	$156,908 (-) Land $19,800 Building $137,108
2025	$1,561.00	$156,908 (+79.02%) Land $19,800 Building $137,108	$156,908 (+79.02%) Land $19,800 Building $137,108
2023		$87,647 Land $14,850 Building $72,797	$87,647 Land $14,850 Building $72,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2003)
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20