Cleveland County property record for 408 Stroud Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,223 sqft · built 1980 |
| Lot Size | 0.329 acres (14,345 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,951 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21607 |
| Primary APN | 21607 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,223 sqft Finished Area |
| Basement Area | 2,223 sqft |
| Finished Basement | 635 sqft |
| Unfinished Basement | 1,588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 14,345 sqft (0.329 acres) |
| Lot Dimensions | 151 ft deep x 95 ft wide |
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1250578 |
|---|---|
| Street Address | 408 STROUD RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-5151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 408-A & 408-B STROUD RD |
| Legal Subdivision | SROUD ROAD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 951200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 681 NC 120 HWY, MOORESBORO, NC 28114-6713 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED BK |
| Jul 7, 2020 | Deed of Trust, Mortgage UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2012 |
| Transfer Doc | 0016350971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 7, 2020 |
| Property Address | 408 STROUD RD, SHELBY, NC 28152-5151 |
| Document Number | 0018161238 |
| Book / Page | 001816 / 001238 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 41233 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 681 NC 120 HWY MOORESBORO NC 281146713, MOORESBORO, NC 28114-6713 |
| Investor | Possibly a Property Investor |
| Document Number | 18161242 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 001816/001242 |
| Instrument | 41234 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 408 STROUD RD, SHELBY, NC 28152-5151 |
| Document Number | 0018161242 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 681 NC 120 HWY MOORESBORO NC 281146713, MOORESBORO, NC 28114-6713 |
| Investor | Possibly a Property Investor |
| Document Number | 0018161242 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 001816/001242 |
| Instrument | 41234 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28054 |
| Amount | Amount Recorded |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,951.00 (+2.09%) | $192,078 (-) Land $19,570 Building $172,508 | $192,078 (-) Land $19,570 Building $172,508 |
| 2025 | $1,911.00 | $192,078 (+37.44%) Land $19,570 Building $172,508 | $192,078 (+37.44%) Land $19,570 Building $172,508 |
| 2023 | $139,751 Land $14,677 Building $125,074 | $139,751 Land $14,677 Building $125,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures