Cleveland County property record for 405 Stroud Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1959 |
| Lot Size | 0.386 acres (16,830 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (Oct 2016) |
| Tax Bill | $1,591 (2026) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21598 |
| Primary APN | 21598 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Finished Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 16,830 sqft (0.386 acres) |
| Lot Dimensions | 187 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 203 sqft |
| Shed | 1 Shed |
| Storage Building | 36 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1312944 |
|---|---|
| Street Address | 405 STROUD RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-5150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | #10 V.F HAMRICK PRO |
| Legal Subdivision | HAMRICK |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 STROUD RD, SHELBY, NC 28152-5150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on Record |
| Deed Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 20168990 |
| Deed Book / Page | 1728 / 945 |
| Last Transfer Date | Jun 14, 2021 |
| Transfer Doc | 0018430912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 14, 2021 |
| Property Address | 405 STROUD RD, SHELBY, NC 28152-5150 |
| Document Number | 0018430912 |
| Book / Page | 1843 / 912 |
| Map Reference | MB 7 PG 49 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 200056526 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 405 STROUD RD, SHELBY, NC 28152-5150 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591.00 (+2.71%) | $155,716 (-) Land $19,800 Building $135,916 | $155,716 (-) Land $19,800 Building $135,916 |
| 2025 | $1,549.00 | $155,716 (+97.05%) Land $19,800 Building $135,916 | $155,716 (+97.05%) Land $19,800 Building $135,916 |
| 2023 | $79,025 Land $14,850 Building $64,175 | $79,025 Land $14,850 Building $64,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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