Cleveland County property record for 409 Stroud Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,788 sqft · built 1958 |
| Lot Size | 0.382 acres (16,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Oct 2017) |
| Tax Bill | $1,915 (2026) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21597 |
| Primary APN | 21597 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,788 sqft Finished Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 16,650 sqft (0.382 acres) |
| Lot Dimensions | 185 ft deep x 90 ft wide |
| Porch | Slab |
| Porch Area | 32 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1317397 |
|---|---|
| Street Address | 409 STROUD RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-5150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | #8PB7-49V F HAMRICK DEV |
| Legal Subdivision | HAMRICK |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 STROUD RD, SHELBY, NC 28152-5150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Deed Document Number | 20176073 |
| Deed Book / Page | 1753 / 683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 19, 2017 |
| Property Address | 409 STROUD RD, SHELBY, NC 28152-5150 |
| Document Number | 0017530683 |
| Book / Page | 001753 / 000683 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 6073 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 STROUD RD SHELBY NC 281525150, SHELBY, NC 28152-5150 |
| Document Number | 17530686 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 001753/000686 |
| Instrument | 6074 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,915.00 (+2.19%) | $188,438 (-) Land $19,800 Building $168,638 | $188,438 (-) Land $19,800 Building $168,638 |
| 2025 | $1,874.00 | $188,438 (+86.94%) Land $19,800 Building $168,638 | $188,438 (+86.94%) Land $19,800 Building $168,638 |
| 2023 | $100,799 Land $14,850 Building $85,949 | $100,799 Land $14,850 Building $85,949 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–2003) |
| Most Recent Claim | Apr 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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