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411 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 411 South St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,209 sqft · built 1976
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Mar 2013)
Tax Bill$8,855 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:005.0-0000-0025.0

Property Details

APN / Parcel Number

Primary APNREAD M:005.0-0000-0025.0
Alternative APNs
  • M:005.0=0000=0025.0
  • 60000000400
  • 60000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,209 sqft Living Area
Gross Area2,568 sqft
Basement Area816 sqft
Unfinished Basement155 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number60000000400
Street Address411 SOUTH ST
CityREADING
StateMA
Zip01867-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3013
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:005.0-0000-0025.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address411 SOUTH ST, READING, MA 01867-4003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2013 · Amount on Record
Deed SaleMar 29, 2013 · Amount on Record
Prior SaleSep 12, 2003 · Amount on Record
Deed Book / Page61503 / 301
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Recording DateJul 28, 2026
Property Address411 SOUTH ST, READING, MA 01867-4003
Document Number0000093646
Book / Page85936 / 135
Instrument DateJul 14, 2026
Instrument202693646
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 SOUTH ST, READING, MA 01867-4003

Mortgage

Document Number0000093646,
DateJul 28, 2026
Book Page85936/135
Instrument202693646
Lender
NameEASTERN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address411 SOUTH ST, READING, MA 01867-4003
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077369-512
DateMar 30, 2021
Book Page77369/512
Instrument70380
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,855.00 (+1.15%)$777,400 (+4.08%) Land $481,900 Building $295,500$811,490 (+4.16%)
2024$8,754.00 (+3.24%)$746,900 (+10.9%) Land $463,000 Building $283,900$779,095
2023$8,479.00$673,500 Land $417,400 Building $256,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1982–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 1996, river or lake flooding, Extreme Weather Conditons And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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