404 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 404 South St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2000
Square Footage	1,632 sqft Living Area
Lot Size	10,097 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$840,000 (2025)
Tax Bill	$9,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:005.0-0000-0027.0`
Alternative APNs	`M:005.0=0000=0027.0` `60000000420` `60000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,632 sqft Living Area
Gross Area	2,548 sqft Gross Area
Basement Area	816 sqft Basement
Unfinished Basement	816 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,097 sqft (0.232 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	60000000420
Street Address	404 SOUTH ST
City	READING
State	MA
Zip	01867-4004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	3
Census Block	3012
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:005.0-0000-0027.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 SOUTH ST, READING, MA 01867-4004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Sep 29, 1998 · Amount on Record
Deed Doc Number	202515296
Deed Book / Page	83765 / 522
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	404 SOUTH ST, READING, MA 01867-4004
Transaction Type	Mortgage
Record Updated	Jan 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085004-440
Date	Dec 15, 2025
Book Page	85004/440
Instrument	153303

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,080.00 (+1.1%)	$797,200 (+4.03%) Land $434,100 Building $363,100	$792,870 (+10.57%)
2024	$8,981.00 (+3.03%)	$766,300 (+10.67%) Land $417,000 Building $349,300	$717,060
2023	$8,717.00	$692,400 Land $376,000 Building $316,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.