Middlesex County and Reading Town property record for 400 South St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,040 sqft Living Area |
| Lot Size | 13,991 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2019) |
| Tax Bill | $8,890.00 (2025) |
| Primary APN | READ M:005.0-0000-0008.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 3,294 sqft Gross Area |
| Basement Area | 1,020 sqft Basement |
| Unfinished Basement | 510 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,991 sqft (0.321 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 60000000190 |
|---|---|
| Street Address | 400 SOUTH ST |
| City | READING |
| State | MA |
| Zip | 01867-4002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:005.0-0000-0008.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 SOUTH ST, READING, MA 01867-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC |
| Aug 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2013 · Amount on Record |
| Deed Doc Number | 2019123986 |
| Deed Book / Page | 73140 / 473 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 400 SOUTH ST, READING, MA 01867-4002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75219-557 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 75219/557 |
| Instrument | 123219 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 20, 2019 |
| Property Address | 400 SOUTH ST, READING, MA 01867-4002 |
| Document Number | 73140-473 |
| Book / Page | 073140 / 000473 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 123986 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,872.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 400 SOUTH ST READING MA 018674002, READING, MA 01867-4002 |
| Document Number | 73140-476 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 073140/000476 |
| Instrument | 123987 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,890.00 (+1.18%) | $780,500 (+4.11%) Land $497,000 Building $283,500 | $830,775 (+4.99%) |
| 2024 | $8,786.00 (+3.23%) | $749,700 (+10.9%) Land $477,400 Building $272,300 | $791,255 |
| 2023 | $8,511.00 | $676,000 Land $430,500 Building $245,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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