405 South St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 405 South St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,696 sqft Living Area
Lot Size	10,041 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2005)
Tax Bill	$9,587.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:005.0-0000-0017.0`
Alternative APNs	`M:005.0=0000=0017.0` `60000000300` `60000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,696 sqft Living Area
Gross Area	4,124 sqft Gross Area
Basement Area	1,696 sqft Basement
Unfinished Basement	1,696 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,041 sqft (0.231 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	60000000300
Street Address	405 SOUTH ST
City	READING
State	MA
Zip	01867-4003
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	3
Census Block	3013
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:005.0-0000-0017.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 SOUTH ST, READING, MA 01867-4003
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2005 · Amount on Record
Deed Sale	Nov 18, 2005 · Amount on Record
Prior Sale	Aug 28, 1997 · Amount on Record
Deed Doc Number	2005255992
Deed Book / Page	46505 / 172
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	405 SOUTH ST, READING, MA 01867-4003
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76443-208
Date	Dec 16, 2020
Book Page	76443/208
Instrument	239737

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,587.00 (+1.16%)	$841,700 (+4.09%) Land $482,100 Building $359,600	$715,730 (+5.11%)
2024	$9,477.00 (+3.25%)	$808,600 (+10.9%) Land $463,100 Building $345,500	$680,960
2023	$9,179.00	$729,100 Land $417,600 Building $311,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.