411 Placido Dr, Laredo, TX 78045 Property Records

Webb County property record for 411 Placido Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,751 sqft · built 2023
Lot Size	0.152 acres (6,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,619 (Nov 2023)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Jun 2023 Construction Loan Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-86005-110`

Property Details

APN / Parcel Number

Primary APN	`989-86005-110`
Alternative APN	`786957`

Interior

Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	3,171 sqft
1st Floor Area	1,812 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,627 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	419 sqft
Porch	Open Porch
Porch Area	292 sqft

Location & Zoning

Street Address	411 PLACIDO DR
City	LAREDO
State	TX
Zip	78045-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 5 LOT 11
Legal Subdivision	SAN ISIDRO NORTHEAST LA PAZ SUBD.
Legal Block	5
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 PLACIDO DR, LAREDO, TX 78045-4278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS
Feb 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage VANTAGE BANK TEXAS
Nov 13, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Jun 1, 2021	Vendor's Lien, Transfer · Commercial Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Prior Sale	Feb 24, 2023
Deed Document Number	20231515112
Deed Book / Page	5559 / 440
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	411 PLACIDO DR, LAREDO, TX 78045-4278
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8320 TEJAS LOOP, LAREDO, TX 78045-8586

Mortgage

Document Number	00005480/1
Date	Jun 12, 2023
Book Page	5480/1
Instrument	1502254

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	SAN ANTONIO, TX 78216

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2024

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	411 PLACIDO DR, LAREDO, TX 78045-4278
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005420/113
Date	Feb 24, 2023
Book Page	5420/113
Instrument	1492455

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	SAN ANTONIO, TX 78216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2024

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 13, 2023
Property Address	411 PLACIDO DR, LAREDO, TX 78045-4278
Document Number	005559/440
Book / Page	5559 / 440
Map Reference	VOL 38 PG 57-60
Instrument Date	Nov 9, 2023
Instrument	1515112
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 PLACIDO DR, LAREDO, TX 78045-4278

Mortgage

Document Number	0001515113
Date	Nov 13, 2023
Instrument	1515113

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 1, 2021
Property Address	411 PLACIDO DR, LAREDO, TX 78045-4278
Document Number	005035/170
Book / Page	5035 / 170
Map Reference	VOL 38 PG 57-60
Instrument Date	May 20, 2021
Instrument	1430775
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 MCPHERSON RD STE 201, 201, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CALLE DEL NORTE # 36, 36, LAREDO, TX 78041-5943

Mortgage

Document Number	0001430776
Date	Jun 1, 2021
Instrument	1430776

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 20, 2031

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,000 (+8.02%) Land $102,056 Building $422,944	$525,000 (+8.02%) Land $102,056 Building $422,944
2025	$2,459.00 (-18.33%) Homeowner's exemption	$486,000 (+450.16%) Land $102,056 Building $383,944	$486,000 (+450.16%) Land $102,056 Building $383,944
2024	$3,011.00 (+477.93%)
2023		$88,338 (+14.91%) Land $88,338	$88,338 (+14.91%) Land $88,338
2022	$521.00	$76,873 Land $76,873	$76,873 Land $76,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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