406 Placido Dr, Laredo, TX 78045 Property Records

Webb County property record for 406 Placido Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2021
Lot Size	0.144 acres (6,287 sqft)
Owner	2 Individual Names on File
Last Sale	$274,300 (Feb 2022)
Tax Bill	$817 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-86004-220`

Property Details

APN / Parcel Number

Primary APN	`989-86004-220`
Alternative APN	`786940`

Interior

Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,047 sqft
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,287 sqft (0.144 acres)
Garage Type	Attached
Garage Area	393 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	749 sqft
Storage Building	25 sqft

Location & Zoning

Street Address	406 PLACIDO DR
City	LAREDO
State	TX
Zip	78045-4278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 4 LOT 22 UNDIVIDED INTEREST PROPERTY - UDI: 50.000000%
Legal Subdivision	SAN ISIDRO NORTHEAST LA PAZ SUBD.
Legal Block	4
Legal Lot Number	22
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

406 Placido Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 PLACIDO DR, LAREDO, TX 78045-4278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Deed Document Number	20221458810
Deed Book / Page	5217 / 447
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 22, 2022
Property Address	406 PLACIDO DR, LAREDO, TX 78045-4278
Document Number	005217/447
Book / Page	5217 / 447
Map Reference	VOL 38 PG 57-60
Instrument Date	Feb 16, 2022
Instrument	1458810
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PLACIDO DR, LAREDO, TX 78045-4278

Mortgage

Document Number	0001458811
Date	Feb 22, 2022
Instrument	1458811

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 406 Placido Dr was $817 with a homeowner's exemption, down 18.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,571 (-0.54%) Land $48,567 Building $112,004	$160,571 (-0.54%) Land $48,567 Building $112,004
2025	$817.00 (-18.95%) Homeowner's exemption	$161,450 Land $48,567 Building $112,883	$161,450 Land $48,567 Building $112,883
2024	$1,008.00
2023		$317,574 Land $84,120 Building $233,454	$317,574 Land $84,120 Building $233,454
2022	$1,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Placido Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Placido Dr is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20