Webb County property record for 407 Placido Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,278 sqft · built 2024 |
| Lot Size | 0.152 acres (6,627 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $484,910 (Jul 2025) |
| Tax Bill | $777 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-86005-100 |
| Primary APN | 989-86005-100 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,278 sqft Living Area |
| Gross Area | 2,719 sqft |
| 1st Floor Area | 2,278 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,627 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 291 sqft |
| Street Address | 407 PLACIDO DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-4278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 5 LOT 10 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA PAZ SUBD. |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1727 |
Source: Webb County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Feb 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VANTAGE BANK TEXAS |
| Jan 17, 2025 | Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS |
| Jul 9, 2025 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2023 · Amount on Record |
| Deed Document Number | 20251562085 |
| Deed Book / Page | 5865 / 789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Apr 14, 2026 |
| Property Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 0001584713 |
| Book / Page | 6019 / 622 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20261584713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 0001584713, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 6019/622 |
| Instrument | 20261584713 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8320 TEJAS LOOP, LAREDO, TX 78045-8586 |
| Document Number | 005420/113 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 5420/113 |
| Instrument | 1492455 |
| Name | VANTAGE BANK TEXAS |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78216 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 21, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8320 TEJAS LOOP, LAREDO, TX 78045-8586 |
| Document Number | 005771/139 |
|---|---|
| Date | Jan 17, 2025 |
| Book Page | 5771/139 |
| Instrument | 1547902 |
| Name | VANTAGE BANK TEXAS |
|---|---|
| Type | Bank |
| Address | 45 NE LOOP 410 STE 500, SAN ANTONIO, TX 78216 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Jul 6, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 9, 2025 |
| Property Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 005865/789 |
| Book / Page | 5865 / 789 |
| Map Reference | VOL 38 PG 57-60 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 1562085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8320 TEJAS LOOP, LAREDO, TX 78045-8586 |
| Name | Verified Name |
|---|---|
| Address | 407 PLACIDO DR, LAREDO, TX 78045-4278 |
| Document Number | 0001562086 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 1562086 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Webb County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $777.00 (+50.29%) | $153,725 (+74.02%) Land $102,056 Building $51,669 | $153,725 (+74.02%) Land $102,056 Building $51,669 |
| 2024 | $517.00 (-0.77%) | ||
| 2023 | $88,338 Land $88,338 | $88,338 Land $88,338 | |
| 2022 | $521.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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