413 Placido Dr, Laredo, TX 78045 Property Records

Webb County property record for 413 Placido Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,487 sqft · built 2023
Lot Size0.15 acres (6,549 sqft)
Owner2 Individual Names on File
Last Sale$430,081 (Jun 2024)
Tax Bill$2,008 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN989-86005-120

Property Details

APN / Parcel Number

Primary APN989-86005-120
Alternative APN
  • 786961

Interior

Stories1 Story
Building Area2,487 sqft Living Area
Gross Area2,907 sqft
1st Floor Area2,487 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,549 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area287 sqft

Location & Zoning

Street Address413 PLACIDO DR
CityLAREDO
StateTX
Zip78045-4278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 5 LOT 12
Legal SubdivisionSAN ISIDRO NORTHEAST LA PAZ SUBD.
Legal Block5
Legal Lot Number12
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-86005-120

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address413 PLACIDO DR, LAREDO, TX 78045-4278
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2024Deed, Subdivision Related Transfer · FHA Mortgage
PRIMELENDING
Feb 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
VANTAGE BANK TEXAS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2024 · Amount on Record
Deed SaleJun 07, 2024 · Amount on Record
Prior SaleFeb 24, 2023 · Amount on Record
Deed Document Number20241531613
Deed Book / Page5666 / 226
Record UpdatedSep 20, 2026

June 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateJun 07, 2024
Property Address413 PLACIDO DR, LAREDO, TX 78045-4278
Document Number005666/226
Book / Page5666 / 226
Map ReferenceVOL 38 PGS 57
Instrument DateJun 05, 2024
Instrument1531613
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 04, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 PLACIDO DR, LAREDO, TX 78045-4278

Mortgage

Document Number0001531614
DateJun 07, 2024
Instrument1531614
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address413 PLACIDO DR, LAREDO, TX 78045-4278
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005420/113
DateFeb 24, 2023
Book Page5420/113
Instrument1492455
Lender
NameVANTAGE BANK TEXAS
TypeBank
AddressSAN ANTONIO, TX 78216
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 21, 2024

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,008.00 (-19.39%) Homeowner's exemption$396,901 (+354.65%) Land $100,855 Building $296,046$396,901 (+354.65%) Land $100,855 Building $296,046
2024$2,491.00 (+384.63%)
2023$87,298 Land $87,298$87,298 Land $87,298
2022$514.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 251 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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