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411 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 411 Main St W, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,294 sqft · built 1948
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Feb 2021)
Tax Bill$3,976 (2026)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (minimal risk)
APN557503321033

Property Details

APN / Parcel Number

Primary APN557503321033
Alternative APNs
  • 1532581
  • 7559

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,294 sqft Finished Area
Basement Area554 sqft
Unfinished Basement554 sqft
FlooringCork
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialOther
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Garage Area240 sqft
PorchPorch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number1532581
Street Address411 MAIN ST W
CityLOCUST
StateNC
Zip28097-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHC
Legal DescriptionHSE 411 W MAIN ST DBA DEETER REALTY 557503112
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1019
Census Tract930801

Owner

Source: Stanly County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address221 N 1ST ST, ALBEMARLE, NC 28001-3902
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Deed Document Number2021429147
Deed Book / Page1730 / 355
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 11, 2021
Property Address411 MAIN ST W, LOCUST, NC 28097-9708
Document Number0000429147
Book / Page001730 / 000355
Instrument DateFeb 9, 2021
Instrument429147
Transaction TypeTransfer
Record UpdatedMar 3, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$440.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 NORTHCREST DR ALBEMARLE NC 28001, ALBEMARLE, NC 28001

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,976.00 (+12.51%)$432,266 (+33.31%) Land $289,800 Building $142,466$432,266 (+33.31%) Land $289,800 Building $142,466
2023$3,534.00$324,268 Land $215,280 Building $108,988$324,268 Land $215,280 Building $108,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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