Stanly County property record for 301 Main St W, Locust, NC 28097
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1 ba · 1,383 sqft · built 1945 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Company Name on Record |
| Last Sale | $252,500 (Jan 2024) |
| Tax Bill | $3,055 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503326228 |
| Primary APN | 557503326228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,383 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 280 ft deep x 76 ft wide |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1546203 |
|---|---|
| Street Address | 301 MAIN ST W |
| City | LOCUST |
| State | NC |
| Zip | 28097-9706 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | HC |
| Legal Description | BLDG 301 W MAIN ST DBA PRISM PROPERTIES 557503006 |
| Legal Subdivision | ESTATE OF D W TURNER |
| Legal Lot Number | 14 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 301 MAIN ST W, LOCUST, NC 28097-9706 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 19, 2019 | Loan Modification, Mortgage UWHARRIE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | Mar 19, 2014 · Amount on Record |
| Deed Document Number | 2024465032 |
| Deed Book / Page | 1843 / 1375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 31, 2024 |
| Property Address | 301 MAIN ST W, LOCUST, NC 28097-9706 |
| Document Number | 0000465032 |
| Book / Page | 1843 / 1375 |
| Map Reference | MB 3 PG 183 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 465032 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 MAIN ST W, LOCUST, NC 28097-9706 |
| Document Number | 0000465033 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 465033 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 301 MAIN ST W, LOCUST, NC 28097-9706 |
| Document Number | 0000410853 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1136 BADIN NC 280091136, BADIN, NC 28009-1136 |
| Document Number | 0000410853 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 001674/000218 |
| Instrument | 410853 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,055.00 (+32.14%) | $332,103 (+56.51%) Land $183,540 Building $148,563 | $332,103 (+56.51%) Land $183,540 Building $148,563 |
| 2023 | $2,312.00 | $212,192 Land $136,344 Building $75,848 | $212,192 Land $136,344 Building $75,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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