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512 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 512 Main St W, Locust, NC 28097

Property Summary

Property TypeFast Food Restaurant
Details3 ba · 6,078 sqft · built 2001
Lot Size7.41 acres (322,780 sqft)
OwnerCompany Name on File
Last Sale$2,100,000 (Jul 2021)
Tax Bill$19,429 (2026)
Deeds & MortgagesJul 2021 Sale
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN557503222030

Property Details

APN / Parcel Number

Primary APN557503222030
Alternative APNs
  • 1534826
  • 923

Interior

Full Baths3 Baths
Stories1 Story
Building Area6,078 sqft Finished Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area322,780 sqft (7.41 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1534826
Street Address512 MAIN ST W
CityLOCUST
StateNC
Zip28097-9710
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeMULTIPLE
Legal DescriptionBLDG 512 W MAIN ST QUIK CHEK 557503205
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1013
Census Tract930801

Owner

512 Main St W, a commercial property, is owned by a company that bought it in July 2021.

Source: Stanly County records, as of October 6, 2026

Owner of RecordCompany Name on File
Mailing Address150 N RIVERSIDE PLZ, CHICAGO, IL 60606-1598
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Special Warranty Deed, Transfer
HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF
Mar 5, 2018Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2021 · Amount on File
Deed SaleJul 28, 2021 · Amount on File
Deed Document Number2021435714
Deed Book / Page1750 / 1156
Record UpdatedOct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTANLY NC
Recording DateJul 28, 2021
Property Address512 MAIN ST W, LOCUST, NC 28097-9710
Document Number0000435714
Book / Page1750 / 1156
Instrument DateJul 22, 2021
Instrument435714
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanyHARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

AmountAmount on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5333 BELLS FERRY RD # RD201, 5333, ACWORTH, GA 30102-2509

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 S WACKER DR STE 1220, 1220, CHICAGO, IL 60606-4430
InvestorPossibly a Property Investor

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANLY NC
Recording DateMar 5, 2018
Property Address512 MAIN ST W, LOCUST, NC 28097-9710
Book / Page001639 / 000365
Instrument DateFeb 28, 2018
Instrument398268
Transaction TypeMortgage
Record UpdatedMar 14, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address220 W SPRING ST TROY NC 273712936, TROY, NC 27371-2936

Mortgage

Document Number0000398268
DateMar 5, 2018
Book Page001639/000365
Instrument398268
Lender
NameWELLS FARGO BK
TypeBank
Address34100 WOODWARD AVE # 300, BIRMINGHAM, MI 48009-0962
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 512 Main St W was $19,429.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,429.00$2,111,863 Land $1,150,300 Building $961,563$2,111,863 Land $1,150,300 Building $961,563
2023$16,700.00$1,532,180 Land $855,475 Building $676,705$1,532,180 Land $855,475 Building $676,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Main St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Main St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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