312 Main St W, Locust, NC 28097 Property Records

Stanly County property record for 312 Main St W, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,156 sqft · built 1955
Lot Size2.12 acres (92,347 sqft)
OwnerCompany Name on Record
Tax Bill$6,770 (2026)
Flood ZoneZone X (minimal risk)
APN557503324599

Property Details

APN / Parcel Number

Primary APN557503324599
Alternative APNs
  • 22603
  • 27353

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,156 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area92,347 sqft (2.12 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchPorch
Porch Area226 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number27353
Street Address312 MAIN ST W
CityLOCUST
StateNC
Zip28097-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHC
Legal DescriptionHSE & BLDG W MAIN ST DBA LOCUST AUTO IMPORTS 557503086
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1029
Census Tract930801

Owner

Source: Stanly County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2325 TATTERSALL DR, CHARLOTTE, NC 28210-6771
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,770.00 (+5.11%)$735,973 (+24.53%) Land $703,600 Building $32,373$735,973 (+24.53%) Land $703,600 Building $32,373
2023$6,441.00$591,007 Land $572,000 Building $19,007$591,007 Land $572,000 Building $19,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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