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405 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 405 Main St, Sutherland, IA 51058

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,848 sqft · built 1910
Lot Size0.325 acres (14,175 sqft)
OwnerIndividual Name on File
Last Sale$54,500 (Oct 2023)
Tax Bill$736 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0000523700

Property Details

APN / Parcel Number

Primary APN0000523700

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,175 sqft (0.325 acres)
Lot Dimensions189 ft deep x 75 ft wide
Garage TypeDetached
Garage Area544 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area296 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address405 MAIN ST
CitySUTHERLAND
StateIA
Zip51058-7618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBONATHS ADDITION S 75 OF LOT 2 BLK 2
Legal SubdivisionBONATH'S ADD
Legal Block2
Legal Lot Number2
JurisdictionO'BRIEN IA
Township / Civil DivisionWATERMAN
Census Block Group2
Census Block2034
Census Tract490400

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address405 MAIN ST, SUTHERLAND, IA 51058-7618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2023 · Amount on File
Deed SaleOct 20, 2023 · Amount on File
Prior SaleJun 11, 2015
Deed Document Number20232239
Prior Transfer DateJun 4, 2015
Prior Transfer Doc0000001465
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateOct 20, 2023
Property Address405 MAIN ST, SUTHERLAND, IA 51058-7618
Document Number0020232239
Instrument DateOct 19, 2023
Instrument2023-2239
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$86.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 MAIN ST, SUTHERLAND, IA 51058-7618

Mortgage

Document Number0020231140
DateOct 20, 2023
Instrument2023-1140
Lender
NameUNITED BANK OF IOWA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2033

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySutherland City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$736.00 (-0.27%) Homeowner's exemption$69,500 (+28.39%) Land $8,180 Building $61,320$69,500 (+28.39%) Land $8,180 Building $61,320
2024$738.00 (+15.31%)
2023$54,130 (+47.45%) Land $6,540 Building $47,590$54,130 (+47.45%) Land $6,540 Building $47,590
2022$640.00$36,710 Land $4,090 Building $32,620
2021$36,710 Land $4,090 Building $32,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUTHERLAND WATER SUPPLY
serves 629 people · EPA ID IA7177007
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westel Systems
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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