O'Brien County property record for 407 Main St, Sutherland, IA 51058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 1,224 sqft · built 1910 |
| Lot Size | 0.403 acres (17,577 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Oct 2009) |
| Tax Bill | $1,132 (2024) |
| Deeds & Mortgages | Nov 2009 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000523800 |
| Primary APN | 0000523800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Attic | Attic |
| Attic Area | 281 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 192 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,577 sqft (0.403 acres) |
| Lot Dimensions | 189 ft deep x 93 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,256 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 436 sqft |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 407 MAIN ST |
|---|---|
| City | SUTHERLAND |
| State | IA |
| Zip | 51058-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONATHS ADDITION LOT 3 BLK 2 |
| Legal Subdivision | BONATH'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | WATERMAN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 490400 |
Source: O'Brien County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 53, SUTHERLAND, IA 51058-0053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on Record |
| Deed Sale | Oct 22, 2009 · Amount on Record |
| Deed Document Number | 0020093118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Nov 10, 2009 |
| Property Address | 407 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 0200903118 |
| Map Reference | DD5 PG488 |
| Instrument Date | Oct 22, 2009 |
| Instrument | 2009-03118 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 1794 540TH ST SW, KALONA, IA 52247-9128 |
| Name | Verified Name |
|---|
| Document Number | 0200903119 |
|---|---|
| Date | Nov 10, 2009 |
| Instrument | 2009-03119 |
| Name | SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | SUTHERLAND, IA 51058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2039 |
Source: O'Brien County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sutherland City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125,650 (+34.86%) Land $10,140 Building $115,510 | $125,650 (+34.86%) Land $10,140 Building $115,510 | |
| 2024 | $1,132.00 (+23.31%) | ||
| 2023 | $93,170 (+51.69%) Land $8,110 Building $85,060 | $93,170 (+51.69%) Land $8,110 Building $85,060 | |
| 2022 | $918.00 Homeowner's exemption | $61,420 Land $5,070 Building $56,350 | |
| 2021 | $61,420 Land $5,070 Building $56,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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