411 Locust St, Findlay, OH 45840 Property Records

Hancock County property record for 411 Locust St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1930
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on File
Last Sale$77,000 (May 1997)
Tax Bill$1,526 (2025)
Flood ZoneZone X (minimal risk)
APN1010-244-08-004.000

Property Details

APN / Parcel Number

Primary APN1010-244-08-004.000
Alternative APN
  • 560000179590

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area576 sqft
2nd Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions90 ft deep x 75 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area269 sqft
Patio Area60 sqft
Balcony Area14 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address411 LOCUST ST
CityFINDLAY
StateOH
Zip45840-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBYALS A P O L LOT 133 NE PT 75X89.57 ON LOCUST ST
Legal SubdivisionBYALS A P O L
Legal Lot Number133
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4002
Census Tract1000

Owner

411 Locust St is owned and occupied by an individual who bought it in May 1997.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address411 LOCUST ST, FINDLAY, OH 45840-2233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 1997 · Amount on File
Deed SaleMay 5, 1997 · Amount on File
Prior SaleNov 30, 1993 · Amount on File
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 411 Locust St was $1,526 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,526.00$49,800 Land $9,970 Building $39,830$142,290 Land $28,490 Building $113,800
2023$1,395.00 Homeowner's exemption$39,220 Land $7,850 Building $31,370
2022$112,070 Land $22,430 Building $89,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 411 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

Nearby Properties on Locust St

Nearby Streets

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