Hancock County property record for 321 Locust St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,356 sqft · built 1934 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,884 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-09-005.000 |
| Primary APN | 1010-244-09-005.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,401 sqft (0.17 acres) |
| Lot Dimensions | 200 ft deep x 37 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 850 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 LOCUST ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 3RD ADD LOT 1791 W24FT & LOT 1792 EX W331/3FT |
| Legal Subdivision | BARNDS 3RD ADD |
| Legal Lot Number | 1791 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1000 |
321 Locust St is owned by an individual who acquired it in February 2008.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1506 FOSTORIA AVE, FINDLAY, OH 45840-6216 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 1987 |
| Deed Sale | Mar 10, 1987 |
| Prior Sale | Mar 10, 1987 |
| Last Transfer Date | Feb 27, 2008 |
| Transfer Doc | 002335/987 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 Locust St was $1,884, up 12.5% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 (+12.48%) Homeowner's exemption | $59,890 (+26.99%) Land $7,210 Building $52,680 | $171,090 Land $20,590 Building $150,500 |
| 2024 | $1,675.00 (-0.12%) | $47,160 (-) Land $5,670 Building $41,490 | |
| 2023 | $1,677.00 Homeowner's exemption | $47,160 Land $5,670 Building $41,490 | |
| 2022 | $134,750 Land $16,210 Building $118,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 321 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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