Hancock County property record for 407 Locust St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,485 sqft · built 1924 |
| Lot Size | 0.214 acres (9,335 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,000 (Apr 1993) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-08-002.000 |
| Primary APN | 1010-244-08-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 809 sqft |
| 2nd Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Brick |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,335 sqft (0.214 acres) |
| Lot Dimensions | 183 ft deep x 51 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 84 sqft |
| Patio Area | 716 sqft |
| Balcony Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 LOCUST ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYAN & MOORHEAD ADD LOT 16794-98 PTS 50X183 |
| Legal Subdivision | BRYAN & MOORHEAD ADD |
| Legal Lot Number | 16794 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 LOCUST ST, FINDLAY, OH 45840-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 1993 · Amount on Record |
| Deed Sale | Apr 28, 1993 · Amount on Record |
| Prior Sale | Apr 28, 1988 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 407 LOCUST ST, FINDLAY, OH 45840-2233 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | GOLDEN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2578/5477 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2578/5477 |
| Instrument | 202100002057 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 (+9.4%) | $63,030 (+26.97%) Land $9,680 Building $53,350 | $180,080 (+26.96%) Land $27,660 Building $152,420 |
| 2023 | $1,766.00 Homeowner's exemption | $49,640 Land $7,620 Building $42,020 | |
| 2022 | $141,840 Land $21,780 Building $120,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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