Hancock County property record for 409 Locust St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1923 |
| Lot Size | 0.214 acres (9,335 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jun 1999) |
| Tax Bill | $1,883 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-08-003.000 |
| Primary APN | 1010-244-08-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 676 sqft |
| 2nd Floor Area | 676 sqft |
| Upper Floors Area | 676 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,335 sqft (0.214 acres) |
| Lot Dimensions | 183 ft deep x 51 ft wide |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Balcony Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 LOCUST ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRYAN & MOORHEAD ADD LOT 16794-98 PTS 51X183 |
| Legal Subdivision | BRYAN & MOORHEAD ADD |
| Legal Lot Number | 16794 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1000 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1001 FISHLOCK AVE, FINDLAY, OH 45840-6427 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1999 · Amount on Record |
| Deed Sale | Jun 24, 1999 · Amount on Record |
| Prior Sale | Aug 30, 1996 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 14, 2023 |
| Property Address | 409 LOCUST ST, FINDLAY, OH 45840-2233 |
| Document Number | 02603/4153 |
| Book / Page | 2603 / 4153 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202300003880 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 FISHLOCK AVE, FINDLAY, OH 45840-6427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 409 LOCUST ST, FINDLAY, OH 45840-2233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2517/1992 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 2517/1992 |
| Instrument | 201700003367 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,883.00 (+9.35%) | $59,860 (+26.93%) Land $9,680 Building $50,180 | $171,020 (+26.92%) Land $27,660 Building $143,360 |
| 2023 | $1,722.00 (+1.53%) | $47,160 (+1.14%) Land $7,620 Building $39,540 | |
| 2022 | $1,696.00 | $46,630 Land $7,620 Building $39,010 | $134,750 Land $21,780 Building $112,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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