411 Juniper St, Destin, FL 32541 Property Records

Okaloosa County property record for 411 Juniper St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1985
Lot Size	0.22 acres (9,598 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Mar 2021)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4257-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4257-2`
Alternative APNs	`00-2S-22-3090-000C-0020` `22S2003090000C0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,671 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	9,598 sqft (0.22 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 JUNIPER ST
City	DESTIN
State	FL
Zip	32541-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELL-AIR GARDENS LOT 2 BLK C
Legal Subdivision	AIR GARDENS
Legal Block	C
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23305

Owner

411 Juniper St is owned and occupied by two individuals who bought it in March 2021.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 JUNIPER ST, DESTIN, FL 32541-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer OSPREY TITLE, OSOREY TITLE
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Deed Document Number	20213441589
Deed Book / Page	3535 / 1340
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	0027204549
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 28, 2026
Property Address	411 JUNIPER ST, DESTIN, FL 32541-2611
Document Number	0003795709
Map Reference	MB 7 PG 77
Instrument Date	Jan 23, 2026
Instrument	3795709
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	OSPREY TITLE, OSOREY TITLE

Transaction

Amount	Amount on Record
Tax	$2,177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 HARBOR BLVD, DESTIN, FL 32541-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 JUNIPER ST, DESTIN, FL 32541-2611

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 26, 2021
Property Address	411 JUNIPER ST, DESTIN, FL 32541-2611
Document Number	0035351340
Book / Page	3535 / 1340
Map Reference	MB 5 PG 48
Instrument Date	Mar 25, 2021
Instrument	3441589
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 HIGHWAY 98 E E234 #, #, DESTIN, FL 32541-2584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 JUNIPER ST, DESTIN, FL 32541-2611

Mortgage

Document Number	0035351342
Date	Mar 26, 2021
Instrument	3535/1342

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 411 Juniper St was $4,439.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00	$374,887 Land $129,985 Building $244,902	$374,887 Land $129,985 Building $244,902
2023	$4,317.00 (+6.67%)	$361,413 (+7.6%) Land $117,943 Building $243,470	$361,413 (+7.6%) Land $117,943 Building $243,470
2022	$4,047.00	$335,872 Land $107,221 Building $228,651	$335,872 Land $107,221 Building $228,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Juniper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	29 (1995–2021)
Claims Outside the SFHA	25 of 29
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Dennis, Jul 2005 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Juniper St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Juniper St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures