Okaloosa County property record for 402 Juniper St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,477 sqft · built 1983 |
| Lot Size | 0.292 acres (12,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Sep 2026) |
| Tax Bill | $3,626 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4251-5 |
| Primary APN | C56-000-590-4251-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 2,215 sqft |
| 1st Floor Area | 1,477 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,727 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Slab |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 402 JUNIPER ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELL-AIR GARDENS LOT 10 BLK B |
| Legal Subdivision | AIR GARDENS |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 JUNIPER ST, DESTIN, FL 32541-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK |
| Mar 19, 2019 | Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H & S TITLE & ESCROW INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 20263836659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 402 JUNIPER ST, DESTIN, FL 32541-2612 |
| Document Number | 0003836659 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20263836659 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | D LAND TITLE, KETCHERSID LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 JUNIPER ST, DESTIN, FL 32541-2612 |
| Document Number | 0003836660, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20263836660 |
| Name | UNIVERSITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 402 JUNIPER ST, DESTIN, FL 32541-2612 |
| Document Number | 0033893401 |
| Book / Page | 003389 / 003401 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 3265454 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | H AND S TITLE AND ESCROW INC, H & S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6219 IVANHOE RD BARTLETT TN 381345927, BARTLETT, TN 38134-5927 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,626.00 (+11.3%) | $306,218 (+4.01%) Land $129,985 Building $176,233 | $306,218 (+4.01%) Land $129,985 Building $176,233 |
| 2023 | $3,258.00 (+7.88%) | $294,419 (+7.81%) Land $117,943 Building $176,476 | $294,419 (+7.81%) Land $117,943 Building $176,476 |
| 2022 | $3,020.00 | $273,101 Land $107,221 Building $165,880 | $273,101 Land $107,221 Building $165,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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