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404 Juniper St, Destin, FL 32541 Property Records

Okaloosa County property record for 404 Juniper St, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,723 sqft · built 1983
Lot Size0.28 acres (12,220 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (May 2018)
Tax Bill$4,078 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-4252-3

Property Details

APN / Parcel Number

Primary APNC56-000-590-4252-3
Alternative APN
  • 00-2S-22-3090-000B-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,723 sqft Heated Area
Gross Area2,497 sqft
1st Floor Area1,757 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,220 sqft (0.28 acres)
Lot Width80 ft Width
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area334 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address404 JUNIPER ST
CityDESTIN
StateFL
Zip32541-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELL-AIR GARDENS LOT 11 BLK B
Legal Range22
Legal Township02S
Legal SubdivisionKELL AIRE GARDENS
Legal BlockB
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2009
Census Tract23305

Owner

Source: Okaloosa County records · APN C56-000-590-4252-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 JUNIPER ST, DESTIN, FL 32541-2612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2018 · Amount on Record
Deed SaleMay 01, 2018 · Amount on Record
Prior SaleOct 29, 2013 · Amount on Record
Deed Document Number3204027
Deed Book / Page3348 / 0263
Record UpdatedJun 08, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 01, 2018
Property Address404 JUNIPER ST, DESTIN, FL 32541-2612
Document Number0033480263
Book / Page3348 / 0263
Map ReferenceMB5 PG48
Instrument DateApr 27, 2018
Instrument3204027
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyEMERALD COAST TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 BANNOCK ST, 520, FORT COLLINS, CO 80524-3728

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 JUNIPER ST, DESTIN, FL 32541-2612

Mortgage

Document Number0003204028
DateMay 01, 2018
Instrument3204028
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,078.00 (+3.06%)$344,371 (+3.95%) Land $129,985 Building $214,386$344,371 (+3.95%) Land $129,985 Building $214,386
2023$3,957.00 (+77.13%)$331,296 (+48.02%) Land $117,943 Building $213,353$331,296 (+7.32%) Land $117,943 Building $213,353
2022$2,234.00 Homeowner's exemption$223,821$308,695 Land $107,221 Building $201,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 100 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021, other causes
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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