Okaloosa County property record for 407 Juniper St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,633 sqft · built 1986 |
| Lot Size | 0.22 acres (9,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,400 (Apr 2012) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4259-8 |
| Primary APN | C56-000-590-4259-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,633 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,433 sqft |
| Upper Floors Area | 200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,598 sqft (0.22 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Garage Area | 345 sqft |
| Carport | Carport |
| Carport Area | 345 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 JUNIPER ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELL-AIR GARDENS LOT 4 BLK C |
| Legal Subdivision | AIR GARDENS |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23305 |
407 Juniper St is owned and occupied by two individuals who bought it in April 2012.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 JUNIPER ST, DESTIN, FL 32541-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2012 · Amount on File |
| Deed Sale | Apr 25, 2012 · Amount on File |
| Prior Sale | May 29, 2008 · Amount on File |
| Deed Document Number | 20122771625 |
| Deed Book / Page | 3032 / 2290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 407 JUNIPER ST, DESTIN, FL 32541-2611 |
| Document Number | 0033203836 |
| Book / Page | 003320 / 003836 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 JUNIPER ST DESTIN FL 325412611, DESTIN, FL 32541-2611 |
| Document Number | 0033203836 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 003320/003836 |
| Instrument | 3164530 |
| Name | PENNYMAC |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 5, 2042 |
The 2025 property tax bill for 407 Juniper St was $1,602 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,602.00 Homeowner's exemption | $174,330 | $343,716 Land $129,985 Building $213,731 |
| 2023 | $1,504.00 (+2.94%) Homeowner's exemption | $164,483 (+3%) | $332,197 (+7.7%) Land $117,943 Building $214,254 |
| 2022 | $1,461.00 Homeowner's exemption | $159,692 | $308,437 Land $107,221 Building $201,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Juniper St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 29 (1995–2021) |
| Claims Outside the SFHA | 25 of 29 |
| Most Recent Claim | Apr 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Juniper St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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