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411 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 411 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,195 sqft · built 1978
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jun 2021)
Tax Bill$1,221 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09 20 1 4

Property Details

APN / Parcel Number

Primary APN09 20 1 4
Alternative APN
  • 171704

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,195 sqft Heated Area
Gross Area3,465 sqft
1st Floor Area1,195 sqft
Basement Area1,196 sqft
Finished Basement598 sqft
Unfinished Basement598 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeFinished
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area280 sqft
Deck Area170 sqft
Patio Area170 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number171704
Street Address411 GEORGETOWN RD
CityLENOIR
StateNC
Zip28645-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2023 PG 1024 YR 21 ST 450.00
Legal SubdivisionPLAT OF GEORGETOWN PLACE
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1006
Census Tract30500

Owner

411 Georgetown Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address411 GEORGETOWN RD, LENOIR, NC 28645-7002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleAug 1, 1994 · Amount on File
Deed Document Number202110058309
Deed Book / Page2023 / 1024
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJun 1, 2021
Property Address411 GEORGETOWN RD, LENOIR, NC 28645-7002
Document Number0020231024
Book / Page2023 / 1024
Map ReferenceMB 9 PG 69
Instrument DateJun 1, 2021
Instrument10058309
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address411 GEORGETOWN RD, 411, LENOIR, NC 28645-7002

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 GEORGETOWN RD, LENOIR, NC 28645-7002

Mortgage

Document Number10058310
DateJun 1, 2021
Instrument10058310
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 411 Georgetown Rd was $1,221, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,221.00 (-25.59%)$257,900 (+0.08%) Land $17,800 Building $240,100
2025$1,641.00$257,700 Land $17,800 Building $239,900$257,900 Land $17,800 Building $240,100
2023$136,400 (-) Land $17,800 Building $118,600$136,400 (-) Land $17,800 Building $118,600
2022$1,648.00$136,400 Land $17,800 Building $118,600$136,400 Land $17,800 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Georgetown Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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