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406 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 406 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 1974
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Nov 2024)
Tax Bill$1,764 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Apr 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN09148 1 17

Property Details

APN / Parcel Number

Primary APN09148 1 17
Alternative APNs
  • 152083
  • 176527
  • 181812

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,996 sqft Heated Area
Gross Area4,367 sqft
1st Floor Area1,996 sqft
Basement Area2,046 sqft
Unfinished Basement2,046 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area115,434 sqft (2.65 acres)
Deck Area325 sqft
Patio Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number181812
Street Address406 GEORGETOWN RD
CityLENOIR
StateNC
Zip28645-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2073 PG 2067 YR 22 ST 398.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1006
Census Tract30500

Owner

Source: Caldwell County assessment roll, APN 09148 1 17, as of July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 GEORGETOWN RD, LENOIR, NC 28645-7002
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 28, 2022Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2024 · Amount on Record
Deed SaleNov 04, 2024 · Amount on Record
Prior SaleDec 29, 2022 · Amount on Record
Deed Document Number202410101109
Deed Book / Page2121 / 1375
Record UpdatedSep 20, 2026

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALDWELL NC
Recording DateDec 29, 2022
Property Address406 GEORGETOWN RD, LENOIR, NC 28645-7002
Document Number0020732067
Book / Page2073 / 2067
Instrument DateDec 19, 2022
Instrument10080036
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanySERVICELINK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$398.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 GEORGETOWN RD, LENOIR, NC 28645-7002

Mortgage

Document Number0020732077
DateDec 29, 2022
Book Page2073/2077
Instrument10080037
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

April 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALDWELL NC
Recording DateApr 28, 2022
Property Address406 GEORGETOWN RD, LENOIR, NC 28645-7002
Document Number0020550076
Book / Page2055 / 76
Instrument DateApr 27, 2022
Instrument10071628
Transaction TypeForeclosure
Record UpdatedJun 10, 2022

Transaction

AmountAmount Recorded
Tax$295.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Caldwell County assessment roll as of July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,764.00 (+35.9%)$277,200 (+82.25%) Land $22,400 Building $254,800$277,200 (+82.25%) Land $22,400 Building $254,800
2023$152,100 (-) Land $23,000 Building $129,100$152,100 (-) Land $23,000 Building $129,100
2022$1,298.00$152,100 Land $23,000 Building $129,100$152,100 Land $23,000 Building $129,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), as of January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270305001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2013–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 97 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0114010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LENOIR
serves 26,388 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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