409 Georgetown Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 409 Georgetown Rd, Lenoir, NC 28645

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2021)
Tax Bill	$62 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 20 1 3`

Property Details

APN / Parcel Number

Primary APN	`09 20 1 3`
Alternative APN	`171704`

Exterior

Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Account Number	171704
Street Address	409 GEORGETOWN RD
City	LENOIR
State	NC
Zip	28645-7002
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 2023 PG 1024 YR 21 ST 450.00
Legal Subdivision	GEORGETOWN PLACE
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 GEORGETOWN RD, LENOIR, NC 28645-7002
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Sep 25, 2001 · Amount on Record
Deed Document Number	202110058309
Deed Book / Page	2023 / 1024
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 1, 2021
Property Address	409 GEORGETOWN RD, LENOIR, NC 28645-7002
Document Number	0020231024
Book / Page	2023 / 1024
Map Reference	MB 9 PG 69
Instrument Date	Jun 1, 2021
Instrument	10058309
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 GEORGETOWN RD, 411, LENOIR, NC 28645-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 GEORGETOWN RD, LENOIR, NC 28645-7002

Mortgage

Document Number	0010058310
Date	Jun 1, 2021
Instrument	10058310

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$62.00 (-26.19%)	$13,300 (-) Land $13,300
2025	$84.00 (-47.17%)	$13,300 (-) Land $13,300	$13,300 (-) Land $13,300
2023		$13,300 (-) Land $13,300	$13,300 (-) Land $13,300
2022	$159.00	$13,300 Land $13,300	$13,300 Land $13,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Georgetown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures