473 Elm Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 473 Elm Dr, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,895 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Dec 2021)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13E220002900`

Property Details

APN / Parcel Number

Primary APN	`13E220002900`
Alternative APNs	`008146` `8146`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	2,895 sqft Adjusted Area
1st Floor Area	1,648 sqft
2nd Floor Area	824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	473 ELM DR
City	COLUMBUS
State	MS
Zip	39701-8544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	473 ELM DR LOT F
Legal Range	17E
Legal Township	19N
Legal Section	30
Legal Subdivision	ELM LAKE RANCH PHASE II
Legal Lot Number	F
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1037
Census Tract	1000

Owner

473 Elm Dr is owned by a company that bought it in December 2021.

Source: Lowndes County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	2970 COUNTY HIGHWAY 35, HAMILTON, AL 35570-7763
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Construction Mortgage PEOPLES TRUST BANK
Sep 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Sep 1, 2020
Deed Book / Page	2021 / 10609
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Oct 13, 2026
Property Address	473 ELM DR, COLUMBUS, MS 39701-8544
Document Number	2026024779
Book / Page	2026 / 24779
Instrument Date	Sep 22, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	2970 COUNTY HIGHWAY 35, HAMILTON, AL 35570-7763

Mortgage

Document Number	2026024779,
Date	Oct 13, 2026
Book Page	2026/24779

Lender

Name	PEOPLES TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Mar 22, 2027

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 1, 2020
Property Address	473 ELM DR, COLUMBUS, MS 39701-8544
Document Number	0020206119
Book / Page	002020 / 006119
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3230 COUNTY HIGHWAY 35 HAMILTON AL 355707737, HAMILTON, AL 35570-7737

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 18, 2019
Property Address	473 ELM DR, COLUMBUS, MS 39701-8544
Document Number	0020195207
Book / Page	002019 / 005207
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 ELM DR COLUMBUS MS 397018544, COLUMBUS, MS 39701-8544

Mortgage

Document Number	20194133
Date	Jul 18, 2019
Book Page	002019/014133

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 473 Elm Dr was $3,300, up 0.9% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+0.86%)	$34,313	$228,750 Land $30,000 Building $198,750
2024	$3,272.00 (+14.17%)
2023	$2,866.00	$30,173	$201,150 Land $30,000 Building $171,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 473 Elm Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	38 (1979–2002)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Jan 2002 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims Severe Storms & Flooding, Feb 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 473 Elm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: 4-County Fiber.

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