404 E Oneal St, Gaffney, SC 29340 Property Records

Cherokee County property record for 404 E Oneal St, Gaffney, SC 29340 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1939
Square Footage	951 sqft Living Area
Lot Size	22,216 sqft (0.51 acres)
Last Sale	$150,000 (2024)
Tax Bill	$3,746.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023892-23-3`
Alternative APNs	`0821500129000 60815889` `082-15-00-129.000` `023755223`

Interior

Building Area	951 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1939
Exterior Material	Siding Exterior
Lot Area	22,216 sqft (0.51 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0821500129000 60815889
Street Address	404 E ONEAL ST
City	GAFFNEY
State	SC
Zip	29340-2918
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E ONEAL ST .51 ACRES TRACT A E. ONEAL STREET TRACT A .51 ACRES DB 174/76 SPLIT REMAINING OUT TO 082-15-00-129.101 6.33 ACRE
Legal Tract	A,E
Jurisdiction	CHEROKEE SC
Minor Civil Division	GAFFNEY
Census Blockgroup	3
Census Block	3016
Census Tract	970601

Owner

Source: Cherokee County records · APN 023892-23-3

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	152 GENTLE LN, GAFFNEY, SC 29341-3539
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2024 · Amount on Record
Deed Sale	Jul 09, 2024 · Amount on Record
Prior Sale	Jan 04, 2005
Deed Doc Number	2024-3328
Deed Book / Page	174 / 76
Record Refreshed	Jun 08, 2026

July 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 09, 2024
Property Address	404 E ONEAL ST, GAFFNEY, SC 29340-2918
Document Number	0001740076
Book / Page	174 / 76
Map Reference	VOL 174 PG 75
Instrument Date	Jul 08, 2024
Instrument	2024-3328
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 GENTLE LN, GAFFNEY, SC 29341-3539

Mortgage

Document Number	0020243329
Date	Jul 09, 2024
Instrument	2024-3329

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,746.00 (+44.19%)	$9,030 (+37.65%) Land $1,800 Building $7,230	$150,500 (-2.15%) Land $30,000 Building $120,500
2023	$2,598.00	$6,560 Land $3,430 Building $3,130	$153,800 Land $97,500 Building $56,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.