411 E Commercial St, Broken Arrow, OK 74012 Property Records

Tulsa County property record for 411 E Commercial St, Broken Arrow, OK 74012

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,230 sqft · built 1952
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (Feb 2020)
Tax Bill	$6,695 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78810-84-11-09880`

Property Details

APN / Parcel Number

Primary APN	`78810-84-11-09880`
Alternative APN	`R78810841109880`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R78810841109880
Street Address	411 E COMMERCIAL ST
City	BROKEN ARROW
State	OK
Zip	74012-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 1 BLK 26 & E40 LT 2 BLK 26
Legal Range	14E
Legal Township	18N
Legal Section	11
Legal Subdivision	COLLEGE ADDN
Legal Block	26
Legal Lot Number	1,2
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	3
Census Block	3013
Census Tract	7402

Owner

411 E Commercial St is owned and occupied by two individuals who bought it in February 2020.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit AVB BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit AVB BANK
Feb 25, 2020	Warranty Deed, Transfer FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS INC
Sep 16, 2019	Warranty Deed, Construction Loan · Line of Credit ARVEST MTG
Jul 25, 2019	Warranty Deed, Transfer TITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	2020016889
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108

Mortgage

Document Number	0000013141
Date	Feb 18, 2026
Instrument	2026013141

Lender

Name	AVB BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 18, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022898
Date	Mar 1, 2021
Instrument	2021022898

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108

Mortgage

Document Number	0000134076
Date	Nov 22, 2021
Instrument	2021134076

Lender

Name	AVB BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Feb 25, 2020
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Document Number	0000016889
Instrument Date	Feb 14, 2020
Instrument	16889
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS INC

Transaction

Amount	Amount on Record
Tax	$624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 E COMMERCIAL ST BROKEN ARROW OK 740124108, BROKEN ARROW, OK 74012-4108

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Sep 16, 2019
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Document Number	0000082655
Instrument Date	Aug 29, 2019
Instrument	82655
Transaction Type	Construction Loan
Record Updated	Sep 27, 2019
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS INC

Transaction

Amount	Amount on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 E COMMERCIAL ST BROKEN ARROW OK 740124108, BROKEN ARROW, OK 74012-4108
Investor	Possibly a Property Investor

Mortgage

Document Number	82656
Date	Sep 16, 2019
Instrument	82656

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	TULSA, OK 74103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 15, 2020

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 25, 2019
Property Address	411 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4108
Document Number	0000065790
Instrument Date	Jul 2, 2019
Instrument	65790
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	TITAN TITLE

Transaction

Amount	Amount on Record
Tax	$202.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 E COMMERCIAL ST BROKEN ARROW OK 740124108, BROKEN ARROW, OK 74012-4108

Tax Assessment & Valuation

The 2025 property tax bill for 411 E Commercial St was $6,695 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Tulsa County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,695.00 Homeowner's exemption	$51,231 Land $6,231 Building $45,000	$493,300 Land $60,000 Building $433,300
2023	$6,627.00 (+10.82%)	$50,710 (+10.82%) Land $6,600 Building $44,110	$461,000 (+10.82%) Land $60,000 Building $401,000
2022	$5,980.00	$45,760 Land $6,600 Building $39,160	$416,000 Land $60,000 Building $356,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 E Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 E Commercial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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