411 Champion Dr, Opp, AL 36467 Property Records

Covington County property record for 411 Champion Dr, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,284 sqft · built 1967
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,079 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-4-003-018.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-4-003-018.000`
Alternative APNs	`11082740030180000` `1108274003018000` `23109420`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,000 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Gazebo	52 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23109420
Street Address	411 CHAMPION DR
City	OPP
State	AL
Zip	36467-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>628-42/619-63 JSD 7/28/68 LOT 13 & 14 BLK B KING DEV CO PLAT BK 4SE4 S27 T4 R18
Legal Range	18
Legal Township	04
Legal Section	27
Legal Subdivision	KING DEVELOPEMENT CO
Legal Block	B
Legal Lot Number	13-14
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4059
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 CHAMPION DR, OPP, AL 36467-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 4, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 23, 2025
Transfer Doc	2025/21274
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	411 CHAMPION DR, OPP, AL 36467-2524
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CHAMPION DR, OPP, AL 36467-2524

Mortgage

Document Number	002026/794
Date	Jan 16, 2026
Book Page	2026/794

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Nov 4, 2025
Property Address	411 CHAMPION DR, OPP, AL 36467-2524
Document Number	2025/21274
Book / Page	2025 / 21274
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 CHAMPION DR, OPP, AL 36467-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CHAMPION DR, OPP, AL 36467-2524

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (+6.94%)	$29,008 (+12.09%) Land $1,640 Building $27,368	$145,040 (+12.12%) Land $8,200 Building $136,840
2024	$1,009.00 (+16.24%)	$25,880 (+132.23%) Land $1,640 Building $24,240	$129,360 (+16.08%) Land $8,200 Building $121,160
2023	$868.00 (+5.08%)	$11,144 (+5.11%) Land $720 Building $10,424	$111,440 (+5.11%) Land $7,200 Building $104,240
2022	$826.00 Homeowner's exemption Senior Citizen's exemption	$10,602 Land $670 Building $9,932	$106,020 Land $6,700 Building $99,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: BuzzBroadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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