304 Champion Dr, Opp, AL 36467 Property Records

Covington County property record for 304 Champion Dr, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,773 sqft · built 1969
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2026)
Tax Bill	$422 (2023)
Deeds & Mortgages	Jun 2007 Mortgage Jun 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-4-003-031.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-4-003-031.000`
Alternative APNs	`11082740030310000` `1108274003031000` `23268370` `23423293`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,773 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23423293
Street Address	304 CHAMPION DR
City	OPP
State	AL
Zip	36467-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/12499 JSD 7/21/2023 LOT 6 BLK E KING DEV CO SUB SE4 OF SEC 27 T4N R18E BK 4 PG 13
Legal Range	18E
Legal Township	04N
Legal Section	27
Legal Subdivision	KING DEV CO
Legal Block	E
Legal Lot Number	6
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4064
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 CHAMPION DR, OPP, AL 36467-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2007	Deed of Trust, Mortgage WACHOVIA BANK NA
Jun 25, 2007	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN INDEPENDENT BANK
Jun 11, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Book / Page	2026 / 13142
Record Updated	Sep 20, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	304 CHAMPION DR, OPP, AL 36467-2521
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/17303
Date	Jun 25, 2007
Book Page	2007/17303

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 6, 2022

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	304 CHAMPION DR, OPP, AL 36467-2521
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/17316
Date	Jun 25, 2007
Book Page	2007/17316

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	304 CHAMPION DR, OPP, AL 36467-2521
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/5245
Date	Apr 1, 2025
Book Page	2025/5245

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 11, 2026
Property Address	304 CHAMPION DR, OPP, AL 36467-2521
Document Number	2026013142
Book / Page	2026 / 13142
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,230.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHAMPION DR, OPP, AL 36467-2521

Mortgage

Document Number	2026013144,
Date	Jun 11, 2026
Book Page	2026/13144

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$43,108 (+175.03%) Land $820 Building $42,288	$215,540 (+37.51%) Land $4,100 Building $211,440
2023	$422.00 (-21.12%) Homeowner's exemption Senior Citizen's exemption	$15,674 (+5.11%) Land $360 Building $15,314	$156,740 (+5.11%) Land $3,600 Building $153,140
2022	$535.00 Homeowner's exemption	$14,912 Land $330 Building $14,582	$149,120 Land $3,300 Building $145,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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