400 Champion Dr, Opp, AL 36467 Property Records

Covington County property record for 400 Champion Dr, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,660 sqft · built 1972
Lot Size	1.55 acres (67,600 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2023)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-08-27-4-003-032.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-08-27-4-003-032.000`
Alternative APNs	`11082740030320000` `1108274003032000` `23417506` `23421551` `23422953`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,660 sqft Living Area
1st Floor Area	4,660 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	67,600 sqft (1.55 acres)
Lot Dimensions	200 ft deep x 214 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Slab
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23422953
Street Address	400 CHAMPION DR
City	OPP
State	AL
Zip	36467-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/7817 4/20/2023 LOTS 1 & 2 BLK D KING DEV SUB SE4 SEC 27 T4N R18E BK 4 PG 13 LESS BEG @ NE COR LOT 2 POB; TH W-24';
Legal Range	18E
Legal Township	04N
Legal Section	27
Legal Subdivision	KING DEV
Legal Block	D
Legal Lot Number	1-2
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	4
Census Block	4065
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 CHAMPION DR, OPP, AL 36467-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit CCB COMMUNITY BANK
Jul 22, 2022	Correction Deed
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CCB COMMUNITY BANK
Jun 13, 2022	Warranty Deed, Transfer
Sep 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Book / Page	2023 / 7817
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	May 4, 2023
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	02023/7817
Book / Page	2023 / 7817
Map Reference	MB 4 PG 13
Instrument Date	Apr 20, 2023
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CHAMPION DR, OPP, AL 36467-2523

Mortgage

Document Number	0020237820
Date	May 4, 2023
Instrument	2023/7820

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	May 2, 2023
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	02023/7706
Book / Page	2023 / 7706
Map Reference	MB 4 PG 13
Instrument Date	Apr 20, 2023
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CHAMPION DR, OPP, AL 36467-2523

Mortgage

Document Number	0020237709
Date	May 2, 2023
Instrument	2023/7709

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CHAMPION DR, OPP, AL 36467-2523

Mortgage

Document Number	002023/709
Date	Jan 12, 2023
Book Page	2023/709

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	COVINGTON AL
Recording Date	Jul 22, 2022
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	2022/16499
Book / Page	2022 / 16499
Map Reference	MB 4 PG 13
Instrument Date	Jul 15, 2022
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 14, 2022
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	2022/13672
Book / Page	2022 / 13672
Map Reference	MB 4 PG 13
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BETH DR, OPP, AL 36467-2402

Mortgage

Document Number	0202213675
Date	Jun 14, 2022
Instrument	2022/13675

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jun 13, 2022
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	2022/13582
Book / Page	2022 / 13582
Map Reference	MB 4 PG 13
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 BROWN ST, OPP, AL 36467-3019

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 14, 2020
Property Address	400 CHAMPION DR, OPP, AL 36467-2523
Document Number	2020/17991
Book / Page	2020 / 17991
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SELLERS DR, OPP, AL 36467-2516

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+6.97%)	$52,596 (+12.63%) Land $1,760 Building $50,836	$262,980 (+12.64%) Land $8,800 Building $254,180
2024	$1,821.00 (+17.33%)	$46,700 (+17.25%) Land $1,760 Building $44,940	$233,460 (+17.23%) Land $8,800 Building $224,660
2023	$1,552.00 (+42.78%)	$39,828 (+42.86%) Land $1,540 Building $38,288	$199,140 (+42.86%) Land $7,700 Building $191,440
2022	$1,087.00	$27,880 Land $2,260 Building $25,620	$139,400 Land $11,300 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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