Covington County property record for 409 Champion Dr, Opp, AL 36467
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,959 sqft · built 1968 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,900 (Aug 2022) |
| Tax Bill | $631 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-08-27-4-003-019.000 |
| Primary APN | 23-11-08-27-4-003-019.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,959 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23421920 |
|---|---|
| Street Address | 409 CHAMPION DR |
| City | OPP |
| State | AL |
| Zip | 36467-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2022/19564 JSD 8/30/2022 LOT 15 BLK B KING DEV CO SE4 OF SEC 27 T4N R18E BK 4 PG 13 |
| Legal Range | 18E |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | KING DEVELOPEMENT CO |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | OPP |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 962400 |
Source: Covington County records · APN 23-11-08-27-4-003-019.000
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 CHAMPION DR, OPP, AL 36467-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALL IN FCU |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Book / Page | 2022 / 19564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Aug 31, 2022 |
| Property Address | 409 CHAMPION DR, OPP, AL 36467-2524 |
| Document Number | 2022/19564 |
| Book / Page | 2022 / 19564 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Aug 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CHAMPION DR, 409, OPP, AL 36467-2524 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 106 GRAVES AVE, OPP, AL 36467-3708 |
| Document Number | 0202219566 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022/19566 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Sep 13, 2021 |
| Property Address | 409 CHAMPION DR, OPP, AL 36467-2524 |
| Document Number | 2021/21893 |
| Book / Page | 2021 / 21893 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Sep 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 CHAMPION DR, OPP, AL 36467-2524 |
Source: Covington County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Municipality | Opp City |
| Unified School District | Opp City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $631.00 (+7.5%) Homeowner's exemption | $36,908 (+126.71%) Land $820 Building $36,088 | $184,540 (+13.52%) Land $4,100 Building $180,440 |
| 2024 | $587.00 (+17.64%) Homeowner's exemption | $16,280 (+16.39%) Land $420 Building $15,860 | $162,560 (+16.21%) Land $4,100 Building $158,460 |
| 2023 | $499.00 (+39%) Homeowner's exemption | $13,988 (+1.89%) Land $360 Building $13,628 | $139,880 (+1.89%) Land $3,600 Building $136,280 |
| 2022 | $359.00 Homeowner's exemption Senior Citizen's exemption | $13,728 Land $330 Building $13,398 | $137,280 Land $3,300 Building $133,980 |
Source: FEMA National Flood Hazard Layer, Covington County (01039C), updated November 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010399624004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 114 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | OPP UTILITIES BOARD serves 10,266 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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