401 Capitola Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 401 Capitola Ave, Capitola, CA 95010

Property Summary

Property Type	Retail Store
Details	2 bd · 2 ba · 1,099 sqft · built 2015
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Mar 2019)
Tax Bill	$12,216 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`035-131-11`

Property Details

APN / Parcel Number

Primary APN	`035-131-11`
Alternative APN	`035-131-11-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,099 sqft Gross Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 CAPITOLA AVE
City	CAPITOLA
State	CA
Zip	95010-3356
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Subdivision	CAPITOLA SUB #6
Legal Block	7
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2019
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-131-11

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 145, CUPERTINO, CA 95015-0145
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Mar 04, 2013 · Amount on Record
Deed Document Number	20197623
Prior Transfer Date	Oct 01, 2015
Prior Transfer Doc	0000043415
Record Updated	Sep 20, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2019
Property Address	401 CAPITOLA AVE, CAPITOLA, CA 95010-3356
Document Number	0000007623
Map Reference	MB 18 PG 36
Instrument Date	Mar 22, 2019
Instrument	2019-0007623
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 145, CUPERTINO, CA 95015-0145

Mortgage

Document Number	0000007624
Date	Mar 27, 2019
Instrument	2019-0007624

Lender

Name	COMMUNITY COMMERCE BANK
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$995,600 (+2%) Land $711,143 Building $284,457
2025	$12,216.00 (+1%)	$976,079 (+4.04%) Land $697,199 Building $278,880
2023	$11,105.00 (+1.83%)	$938,177 Land $670,126 Building $268,051
2022	$10,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Cruzio Internet, Xfinity.

Based on FCC filings for 822 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.