325 3rd St, Henderson, KY 42420 Property Records

Henderson County property record for 325 3rd St, Henderson, KY 42420

Property Summary

Property Type	Office Building
Details	3,326 sqft · built 1878
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2025)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-19-2-8`

Property Details

APN / Parcel Number

Primary APN	`1-19-2-8`
Alternative APN	`36558`

Interior

Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,326 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1878
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	118 ft deep x 62.8 ft wide
Garage Type	Detached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	36558
Street Address	325 3RD ST
City	HENDERSON
State	KY
Zip	42420-2905
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	CBD OFFICE
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1007
Census Tract	20200

Owner

Source: Henderson County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	120 N ELM ST, HENDERSON, KY 42420-3131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed, Transfer
Apr 4, 2018	Deed, Transfer · Commercial Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2025011315
Deed Book / Page	RE687 / 201
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 19, 2025
Property Address	325 3RD ST, HENDERSON, KY 42420-2905
Document Number	0RE687/201
Book / Page	RE687 / 201
Instrument Date	Nov 18, 2025
Instrument	2025011315
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3180 S GLENWOOD DELL, HENDERSON, KY 42420-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 N ELM ST, HENDERSON, KY 42420-3131

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 4, 2018
Property Address	325 3RD ST, HENDERSON, KY 42420-2905
Document Number	RE0630/134
Book / Page	RE 0630 / 134
Instrument Date	Mar 26, 2018
Instrument	2018003341
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 TARN CT, 434, HENDERSON, KY 42420-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2484 US HIGHWAY 60 E, HENDERSON, KY 42420-2509

Mortgage

Document Number	2018003342
Date	Apr 4, 2018
Instrument	2018003342

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (-0.85%)	$137,500 (-)	$137,500 (-)
2023	$1,537.00 (+0.92%)	$137,500 (-)	$137,500 (-)
2022	$1,523.00	$137,500	$137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

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