Boone County property record for 4109 Congo Cir, Columbia, MO 65202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 2001 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Oct 2019) |
| Tax Bill | $2,100 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-904-00-08-198-00 |
| Primary APN | 11-904-00-08-198-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 4109 CONGO CIR |
|---|---|
| City | COLUMBIA |
| State | MO |
| Zip | 65202-6214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VANDERVEEN CROSSING PLAT 6 LOT 215 |
| Legal Range | 13W |
| Legal Township | 49N |
| Legal Section | 36 |
| Legal Subdivision | VANDERVEEN CROSSING |
| Legal Block | A01 |
| Legal Lot Number | 215 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | MISSOURI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1401 |
4109 Congo Cir is owned and occupied by an individual who bought it in October 2019.
Source: Boone County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4109 CONGO CIR, COLUMBIA, MO 65202-6214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Oct 28, 2019 | Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on File |
| Deed Sale | Oct 28, 2019 · Amount on File |
| Deed Document Number | 201920940 |
| Deed Book / Page | 5098 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4109 CONGO CIR, COLUMBIA, MO 65202-6214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4109 CONGO CIR, COLUMBIA, MO 65202-6214 |
| Document Number | 0000035256 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 5556/10 |
| Instrument | 2021035256 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Oct 28, 2019 |
| Property Address | 4109 CONGO CIR, COLUMBIA, MO 65202-6214 |
| Document Number | 2019020940 |
| Book / Page | 5098 / 0063 |
| Map Reference | MB 34 PG 88 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2019020940 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4109 CONGO CIR, COLUMBIA, MO 65202-6214 |
| Document Number | 2019020941 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019020941 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 4109 Congo Cir was $2,100.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Columbia City |
| Unified School District | Columbia 93 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,072 (-) Land $4,370 Building $27,702 | ||
| 2025 | $2,100.00 | $32,072 Land $4,370 Building $27,702 | $168,800 Land $23,000 Building $145,800 |
| 2023 | $1,873.00 (+8.08%) | $28,006 Land $4,370 Building $23,636 | $147,400 Land $23,000 Building $124,400 |
| 2022 | $1,733.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4109 Congo Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4109 Congo Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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